Aave
Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.22% | 2.15% | 2.08% | 2.95% | 3.08% |
| Average Borrow APR | 4.11% | 3.98% | 3.96% | 5.10% | 5.34% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 6.05M | 2.18% | 4.38M | 4.02% |
| Jan 28, 2026 | 6.05M | 2.16% | 4.36M | 4.00% |
| Jan 27, 2026 | 6.06M | 2.18% | 4.38M | 4.02% |
| Jan 26, 2026 | 6.07M | 2.14% | 4.36M | 3.98% |
| Jan 25, 2026 | 6.08M | 2.14% | 4.36M | 3.98% |
| Jan 24, 2026 | 6.08M | 2.14% | 4.36M | 3.98% |
| Jan 23, 2026 | 6.07M | 2.15% | 4.36M | 3.99% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for DAI on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 6.38M | 2.06% | 4.33M | 4.09% |
| Dec 01, 2025 | 6.71M | 2.27% | 4.66M | 4.46% |
| Nov 01, 2025 | 7.89M | 3.72% | 5.52M | 6.13% |
| Oct 01, 2025 | 6.45M | 3.64% | 5.82M | 5.93% |
| Sep 01, 2025 | 6.82M | 3.79% | 5.62M | 5.90% |
| Aug 01, 2025 | 6.99M | 3.87% | 6.19M | 5.84% |
| Jul 01, 2025 | 6.93M | 3.18% | 5.83M | 5.07% |
| Jun 01, 2025 | 7.34M | 2.80% | 6.40M | 4.77% |
| May 01, 2025 | 7.66M | 1.83% | 4.79M | 4.00% |
| Apr 01, 2025 | 8.74M | 2.96% | 5.56M | 5.88% |
| Mar 01, 2025 | 9.32M | 5.21% | 6.89M | 8.70% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.17% | 4.01% | 72.18% | |
| $1.00M deposit | 1.60% (-0.57%) | 3.44% (-0.57%) | 61.94% | |
| $5.00M deposit | 0.65% (-1.52%) | 2.20% (-1.81%) | 39.52% |
Showing the immediate impact of borrow events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.17% | 4.01% | 72.18% | |
| $1.00M borrow | 3.28% (+1.11%) | 4.93% (+0.92%) | 88.72% |
Showing the immediate impact of repayment events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.17% | 4.01% | 72.18% | |
| $1.00M repayment | 1.29% (-0.88%) | 3.09% (-0.92%) | 55.65% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.17% | 4.01% | 72.18% | |
| $1.00M withdrawal | 3.12% (+0.95%) | 4.80% (+0.79%) | 86.48% |