Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.73% | 2.20% | 2.28% | 2.60% | 2.84% |
| Average Borrow APR | 3.59% | 4.02% | 4.11% | 4.67% | 4.91% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 4.96M | 1.71% | 3.18M | 3.56% |
| Mar 14, 2026 | 4.92M | 1.74% | 3.18M | 3.59% |
| Mar 13, 2026 | 4.92M | 1.75% | 3.18M | 3.60% |
| Mar 12, 2026 | 4.14M | 2.48% | 3.19M | 4.28% |
| Mar 11, 2026 | 4.13M | 2.49% | 3.19M | 4.30% |
| Mar 10, 2026 | 4.12M | 2.51% | 3.20M | 4.32% |
| Mar 09, 2026 | 4.11M | 2.54% | 3.21M | 4.34% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for DAI on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 4.45M | 2.13% | 3.19M | 3.98% |
| Feb 01, 2026 | 4.86M | 3.14% | 4.22M | 4.82% |
| Jan 01, 2026 | 6.38M | 2.11% | 4.33M | 4.15% |
| Dec 01, 2025 | 6.71M | 2.21% | 4.66M | 4.24% |
| Nov 01, 2025 | 7.89M | 2.45% | 5.52M | 4.67% |
| Oct 01, 2025 | 6.45M | 5.11% | 5.82M | 7.54% |
| Sep 01, 2025 | 6.82M | 3.68% | 5.62M | 5.95% |
| Aug 01, 2025 | 6.99M | 3.60% | 6.19M | 5.41% |
| Jul 01, 2025 | 6.93M | 3.24% | 5.83M | 5.14% |
| Jun 01, 2025 | 7.34M | 3.49% | 6.40M | 5.33% |
| May 01, 2025 | 7.66M | 1.95% | 4.79M | 4.17% |
| Apr 01, 2025 | 8.74M | 2.02% | 5.56M | 4.24% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.71% | 3.56% | 64.01% | |
| $1.00M deposit | 1.18% (-0.52%) | 2.96% (-0.60%) | 53.28% |
Showing the immediate impact of borrow events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.71% | 3.56% | 64.01% | |
| $1.00M borrow | 2.95% (+1.24%) | 4.68% (+1.12%) | 84.17% |
Showing the immediate impact of repayment events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.71% | 3.56% | 64.01% | |
| $1.00M repayment | 0.80% (-0.91%) | 2.44% (-1.12%) | 43.86% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.71% | 3.56% | 64.01% | |
| $1.00M withdrawal | 2.68% (+0.97%) | 4.45% (+0.90%) | 80.17% |