Aave
Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.96% | 2.09% | 2.16% | 3.33% | 3.95% |
| Average Borrow APR | 4.03% | 4.12% | 4.27% | 5.49% | 6.52% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 6.50M | 1.94% | 4.23M | 3.98% |
| Dec 14, 2025 | 6.51M | 1.93% | 4.23M | 3.97% |
| Dec 13, 2025 | 6.51M | 1.93% | 4.23M | 3.97% |
| Dec 12, 2025 | 6.51M | 1.92% | 4.22M | 3.96% |
| Dec 11, 2025 | 6.54M | 2.25% | 4.58M | 4.28% |
| Dec 10, 2025 | 6.52M | 2.24% | 4.55M | 4.27% |
| Dec 09, 2025 | 6.50M | 2.27% | 4.58M | 4.30% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for DAI on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 6.71M | 2.27% | 4.66M | 4.46% |
| Nov 01, 2025 | 7.89M | 3.72% | 5.52M | 6.13% |
| Oct 01, 2025 | 6.45M | 3.64% | 5.82M | 5.93% |
| Sep 01, 2025 | 6.82M | 3.79% | 5.62M | 5.90% |
| Aug 01, 2025 | 6.99M | 3.87% | 6.19M | 5.84% |
| Jul 01, 2025 | 6.93M | 3.18% | 5.83M | 5.07% |
| Jun 01, 2025 | 7.34M | 2.80% | 6.40M | 4.77% |
| May 01, 2025 | 7.66M | 1.83% | 4.79M | 4.00% |
| Apr 01, 2025 | 8.74M | 2.96% | 5.56M | 5.88% |
| Mar 01, 2025 | 9.32M | 5.21% | 6.89M | 8.70% |
| Feb 01, 2025 | 10.5M | 8.53% | 9.09M | 12.74% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.94% | 3.98% | 65.09% | |
| $1.00M deposit | 1.46% (-0.48%) | 3.45% (-0.53%) | 56.41% | |
| $5.00M deposit | 0.62% (-1.32%) | 2.25% (-1.73%) | 36.79% |
Showing the immediate impact of borrow events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.94% | 3.98% | 65.09% | |
| $1.00M borrow | 2.97% (+1.03%) | 4.92% (+0.94%) | 80.48% |
Showing the immediate impact of repayment events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.94% | 3.98% | 65.09% | |
| $1.00M repayment | 1.13% (-0.81%) | 3.04% (-0.94%) | 49.71% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.94% | 3.98% | 65.09% | |
| $1.00M withdrawal | 2.71% (+0.77%) | 4.70% (+0.72%) | 76.93% |