Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Arbitrum (incentives not included).
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.31% | 1.91% | 1.81% | 2.19% | 2.82% |
| Average Borrow APR | 4.69% | 3.82% | 3.68% | 4.16% | 4.86% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 15, 2026 | 4.71M | 1.81% | 3.11M | 3.66% |
| Apr 14, 2026 | 4.70M | 1.83% | 3.11M | 3.68% |
| Apr 13, 2026 | 4.70M | 1.83% | 3.11M | 3.68% |
| Apr 12, 2026 | 4.60M | 1.91% | 3.11M | 3.76% |
| Apr 11, 2026 | 4.63M | 1.88% | 3.11M | 3.74% |
| Apr 10, 2026 | 4.63M | 1.88% | 3.11M | 3.73% |
| Apr 09, 2026 | 4.63M | 1.88% | 3.11M | 3.73% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for DAI on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 01, 2026 | 4.74M | 1.80% | 3.12M | 3.65% |
| Mar 01, 2026 | 4.45M | 2.13% | 3.19M | 3.98% |
| Feb 01, 2026 | 4.86M | 3.14% | 4.22M | 4.82% |
| Jan 01, 2026 | 6.38M | 2.11% | 4.33M | 4.15% |
| Dec 01, 2025 | 6.71M | 2.21% | 4.66M | 4.24% |
| Nov 01, 2025 | 7.89M | 2.45% | 5.52M | 4.67% |
| Oct 01, 2025 | 6.45M | 5.11% | 5.82M | 7.54% |
| Sep 01, 2025 | 6.82M | 3.68% | 5.62M | 5.95% |
| Aug 01, 2025 | 6.99M | 3.60% | 6.19M | 5.41% |
| Jul 01, 2025 | 6.93M | 3.24% | 5.83M | 5.14% |
| Jun 01, 2025 | 7.34M | 3.49% | 6.40M | 5.33% |
| May 01, 2025 | 7.66M | 1.95% | 4.79M | 4.17% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.81% | 3.66% | 65.85% | |
| $1.00M deposit | 1.23% (-0.58%) | 3.02% (-0.64%) | 54.33% |
Showing the immediate impact of borrow events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.81% | 3.66% | 65.85% | |
| $1.00M borrow | 3.16% (+1.35%) | 4.84% (+1.18%) | 87.08% |
Showing the immediate impact of repayment events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.81% | 3.66% | 65.85% | |
| $1.00M repayment | 0.83% (-0.98%) | 2.48% (-1.18%) | 44.63% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.81% | 3.66% | 65.85% | |
| $1.00M withdrawal | 2.91% (+1.10%) | 4.64% (+0.99%) | 83.60% |