Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.14% | 3.08% | 2.80% | 3.84% | 4.12% |
| Average Borrow APR | 4.61% | 4.57% | 4.43% | 5.34% | 6.00% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 318.2M | 3.11% | 239.4M | 4.60% |
| Dec 14, 2025 | 317.6M | 3.20% | 242.4M | 4.66% |
| Dec 13, 2025 | 317.1M | 3.13% | 239.3M | 4.61% |
| Dec 12, 2025 | 317.3M | 3.10% | 238.1M | 4.58% |
| Dec 11, 2025 | 312.6M | 3.20% | 238.4M | 4.66% |
| Dec 10, 2025 | 315.7M | 2.98% | 232.3M | 4.50% |
| Dec 09, 2025 | 320.0M | 2.92% | 233.0M | 4.45% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 344.7M | 3.06% | 237.0M | 4.72% |
| Nov 01, 2025 | 303.3M | 3.66% | 237.2M | 5.35% |
| Oct 01, 2025 | 292.6M | 4.34% | 247.5M | 5.90% |
| Sep 01, 2025 | 297.1M | 4.39% | 227.5M | 5.82% |
| Aug 01, 2025 | 268.1M | 4.27% | 225.3M | 5.49% |
| Jul 01, 2025 | 225.2M | 3.58% | 186.8M | 4.88% |
| Jun 01, 2025 | 234.3M | 3.54% | 187.0M | 4.89% |
| May 01, 2025 | 208.8M | 2.53% | 146.1M | 4.25% |
| Apr 01, 2025 | 243.1M | 3.16% | 155.8M | 5.53% |
| Mar 01, 2025 | 270.8M | 5.00% | 186.7M | 7.93% |
| Feb 01, 2025 | 307.5M | 7.39% | 230.1M | 10.51% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.12% | 4.60% | 75.35% | |
| $25.0M deposit | 2.68% (-0.44%) | 4.27% (-0.34%) | 69.86% | |
| $50.0M deposit | 2.33% (-0.79%) | 3.98% (-0.63%) | 65.11% | |
| $100.0M deposit | 1.81% (-1.32%) | 3.50% (-1.10%) | 57.32% | |
| $250.0M deposit | 0.98% (-2.14%) | 2.58% (-2.03%) | 42.19% |
Showing the immediate impact of borrow events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.12% | 4.60% | 75.35% | |
| $5.00M borrow | 3.25% (+0.13%) | 4.70% (+0.10%) | 76.92% | |
| $10.0M borrow | 3.39% (+0.27%) | 4.80% (+0.19%) | 78.50% | |
| $25.0M borrow | 3.81% (+0.69%) | 5.09% (+0.48%) | 83.21% | |
| $50.0M borrow | 5.39% (+2.27%) | 6.57% (+1.97%) | 91.07% |
Showing the immediate impact of repayment events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.12% | 4.60% | 75.35% | |
| $10.0M repayment | 2.87% (-0.26%) | 4.41% (-0.19%) | 72.21% | |
| $25.0M repayment | 2.51% (-0.62%) | 4.12% (-0.48%) | 67.49% | |
| $50.0M repayment | 1.96% (-1.17%) | 3.64% (-0.96%) | 59.63% | |
| $100.0M repayment | 1.06% (-2.06%) | 2.68% (-1.92%) | 43.90% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.12% | 4.60% | 75.35% | |
| $5.00M withdrawal | 3.22% (+0.10%) | 4.68% (+0.07%) | 76.55% | |
| $10.0M withdrawal | 3.33% (+0.21%) | 4.75% (+0.15%) | 77.80% | |
| $25.0M withdrawal | 3.68% (+0.56%) | 5.00% (+0.39%) | 81.78% | |
| $50.0M withdrawal | 4.40% (+1.27%) | 5.46% (+0.86%) | 89.41% |