Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.48% | 2.48% | 2.93% | 3.88% | 4.32% |
| Average Borrow APR | 4.10% | 4.10% | 4.59% | 5.36% | 6.23% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 337.7M | 2.57% | 230.9M | 4.18% |
| Dec 04, 2025 | 339.2M | 2.38% | 223.2M | 4.02% |
| Dec 03, 2025 | 337.8M | 2.35% | 221.0M | 4.00% |
| Dec 02, 2025 | 335.0M | 2.34% | 218.7M | 3.99% |
| Dec 01, 2025 | 344.7M | 2.60% | 237.0M | 4.20% |
| Nov 30, 2025 | 349.8M | 2.53% | 237.3M | 4.15% |
| Nov 29, 2025 | 350.1M | 2.54% | 238.1M | 4.16% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 344.7M | 3.06% | 237.0M | 4.72% |
| Nov 01, 2025 | 303.3M | 3.66% | 237.2M | 5.35% |
| Oct 01, 2025 | 292.6M | 4.34% | 247.5M | 5.90% |
| Sep 01, 2025 | 297.1M | 4.39% | 227.5M | 5.82% |
| Aug 01, 2025 | 268.1M | 4.27% | 225.3M | 5.49% |
| Jul 01, 2025 | 225.2M | 3.58% | 186.8M | 4.88% |
| Jun 01, 2025 | 234.3M | 3.54% | 187.0M | 4.89% |
| May 01, 2025 | 208.8M | 2.53% | 146.1M | 4.25% |
| Apr 01, 2025 | 243.1M | 3.16% | 155.8M | 5.53% |
| Mar 01, 2025 | 270.8M | 5.00% | 186.7M | 7.93% |
| Feb 01, 2025 | 307.5M | 7.39% | 230.1M | 10.51% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.61% | 4.21% | 68.86% | |
| $25.0M deposit | 2.26% (-0.35%) | 3.92% (-0.29%) | 64.11% | |
| $50.0M deposit | 1.98% (-0.63%) | 3.67% (-0.54%) | 59.98% | |
| $100.0M deposit | 1.55% (-1.06%) | 3.25% (-0.96%) | 53.12% | |
| $250.0M deposit | 0.86% (-1.75%) | 2.42% (-1.79%) | 39.56% |
Showing the immediate impact of borrow events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.61% | 4.21% | 68.86% | |
| $10.0M borrow | 2.84% (+0.23%) | 4.39% (+0.18%) | 71.83% | |
| $25.0M borrow | 3.20% (+0.59%) | 4.66% (+0.45%) | 76.27% | |
| $50.0M borrow | 3.85% (+1.24%) | 5.11% (+0.91%) | 83.68% | |
| $100.0M borrow | 12.40% (+9.80%) | 13.99% (+9.79%) | 98.49% |
Showing the immediate impact of repayment events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.61% | 4.21% | 68.86% | |
| $10.0M repayment | 2.39% (-0.22%) | 4.03% (-0.18%) | 65.90% | |
| $25.0M repayment | 2.08% (-0.53%) | 3.76% (-0.45%) | 61.46% | |
| $50.0M repayment | 1.61% (-1.00%) | 3.30% (-0.91%) | 54.05% | |
| $100.0M repayment | 0.85% (-1.76%) | 2.40% (-1.81%) | 39.23% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.61% | 4.21% | 68.86% | |
| $10.0M withdrawal | 2.77% (+0.16%) | 4.34% (+0.13%) | 70.97% | |
| $25.0M withdrawal | 3.04% (+0.43%) | 4.54% (+0.34%) | 74.37% | |
| $50.0M withdrawal | 3.59% (+0.99%) | 4.94% (+0.73%) | 80.84% | |
| $100.0M withdrawal | 11.77% (+9.16%) | 13.36% (+9.15%) | 97.86% |