Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.46% | 1.50% | 1.62% | 2.94% | 3.29% |
| Average Borrow APR | 2.69% | 2.89% | 3.12% | 4.48% | 4.79% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 271.1M | 1.46% | 163.9M | 2.69% |
| Mar 14, 2026 | 272.0M | 1.48% | 165.4M | 2.70% |
| Mar 13, 2026 | 279.1M | 1.40% | 164.9M | 2.63% |
| Mar 12, 2026 | 288.9M | 1.27% | 163.0M | 2.51% |
| Mar 11, 2026 | 287.3M | 1.60% | 162.6M | 3.15% |
| Mar 10, 2026 | 285.9M | 1.60% | 161.5M | 3.14% |
| Mar 09, 2026 | 285.2M | 1.62% | 162.4M | 3.16% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for USDC on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 282.7M | 1.55% | 157.4M | 3.09% |
| Feb 01, 2026 | 285.4M | 2.84% | 215.0M | 4.19% |
| Jan 01, 2026 | 297.4M | 3.18% | 226.2M | 4.65% |
| Dec 01, 2025 | 344.7M | 2.60% | 237.0M | 4.20% |
| Nov 01, 2025 | 303.3M | 3.67% | 237.2M | 5.21% |
| Oct 01, 2025 | 292.6M | 4.65% | 247.5M | 6.11% |
| Sep 01, 2025 | 297.1M | 3.81% | 227.5M | 5.53% |
| Aug 01, 2025 | 268.1M | 3.89% | 225.3M | 5.14% |
| Jul 01, 2025 | 225.2M | 3.79% | 186.8M | 5.07% |
| Jun 01, 2025 | 234.3M | 3.50% | 187.0M | 4.88% |
| May 01, 2025 | 208.8M | 2.94% | 146.1M | 4.66% |
| Apr 01, 2025 | 243.1M | 2.46% | 155.8M | 4.27% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.46% | 2.68% | 60.34% | |
| $25.0M deposit | 1.22% (-0.23%) | 2.46% (-0.23%) | 55.26% | |
| $50.0M deposit | 1.04% (-0.42%) | 2.27% (-0.42%) | 50.97% | |
| $100.0M deposit | 0.78% (-0.68%) | 1.96% (-0.72%) | 44.12% | |
| $250.0M deposit | 0.40% (-1.06%) | 1.40% (-1.28%) | 31.44% |
Showing the immediate impact of borrow events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.46% | 2.68% | 60.34% | |
| $10.0M borrow | 1.64% (+0.18%) | 2.85% (+0.16%) | 64.02% | |
| $25.0M borrow | 1.93% (+0.48%) | 3.09% (+0.41%) | 69.54% | |
| $50.0M borrow | 2.48% (+1.02%) | 3.50% (+0.82%) | 78.73% | |
| $100.0M borrow | 9.71% (+8.25%) | 11.11% (+8.43%) | 97.11% |
Showing the immediate impact of repayment events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.46% | 2.68% | 60.34% | |
| $10.0M repayment | 1.28% (-0.17%) | 2.52% (-0.16%) | 56.67% | |
| $25.0M repayment | 1.05% (-0.41%) | 2.27% (-0.41%) | 51.15% | |
| $50.0M repayment | 0.70% (-0.75%) | 1.86% (-0.82%) | 41.96% | |
| $100.0M repayment | 0.22% (-1.23%) | 1.05% (-1.63%) | 23.58% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.46% | 2.68% | 60.34% | |
| $10.0M withdrawal | 1.57% (+0.11%) | 2.78% (+0.10%) | 62.65% | |
| $25.0M withdrawal | 1.77% (+0.31%) | 2.95% (+0.27%) | 66.45% | |
| $50.0M withdrawal | 2.19% (+0.73%) | 3.29% (+0.60%) | 73.94% | |
| $100.0M withdrawal | 8.10% (+6.64%) | 9.43% (+6.75%) | 95.43% |