Aave
Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.60% | 2.58% | 2.24% | 2.52% | 2.88% |
| Average Borrow APR | 7.58% | 7.56% | 7.06% | 7.46% | 8.04% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 15, 2026 | 1.77M | 2.60% | 1.21M | 7.60% |
| Jan 14, 2026 | 1.76M | 2.62% | 1.21M | 7.64% |
| Jan 13, 2026 | 1.77M | 2.54% | 1.19M | 7.51% |
| Jan 12, 2026 | 1.74M | 2.62% | 1.19M | 7.64% |
| Jan 11, 2026 | 1.74M | 2.61% | 1.19M | 7.61% |
| Jan 10, 2026 | 1.74M | 2.61% | 1.19M | 7.62% |
| Jan 09, 2026 | 1.74M | 2.60% | 1.19M | 7.60% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDCe on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 1.85M | 2.08% | 1.15M | 6.81% |
| Dec 01, 2025 | 1.94M | 2.49% | 1.23M | 7.41% |
| Nov 01, 2025 | 1.80M | 3.14% | 1.39M | 8.34% |
| Oct 01, 2025 | 2.37M | 2.39% | 1.51M | 7.29% |
| Sep 01, 2025 | 2.33M | 2.51% | 1.61M | 7.47% |
| Aug 01, 2025 | 2.83M | 2.65% | 1.95M | 7.68% |
| Jul 01, 2025 | 2.64M | 2.85% | 1.88M | 7.93% |
| Jun 01, 2025 | 2.75M | 2.56% | 1.90M | 7.53% |
| May 01, 2025 | 3.05M | 2.33% | 1.94M | 7.06% |
| Apr 01, 2025 | 3.25M | 3.46% | 2.34M | 8.77% |
| Mar 01, 2025 | 3.43M | 4.21% | 2.74M | 10.16% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDCe on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.60% | 7.61% | 68.47% | |
| $1.00M deposit | 1.06% (-1.54%) | 4.86% (-2.75%) | 43.70% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.60% | 7.61% | 68.47% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.60% | 7.61% | 68.47% | |
| $1.00M repayment | 0.08% (-2.53%) | 1.31% (-6.30%) | 11.79% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.60% | 7.61% | 68.47% |