Aave
Average USD₮0 lending rates
Showing the average APRs over historical periods for USD₮0 on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.78% | 2.60% | 2.47% | 3.91% | 4.29% |
| Average Borrow APR | 4.38% | 4.21% | 4.16% | 5.39% | 6.13% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USD₮0 on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 104.0M | 2.72% | 73.1M | 4.30% |
| Dec 14, 2025 | 103.7M | 2.75% | 73.3M | 4.32% |
| Dec 13, 2025 | 103.7M | 2.69% | 72.5M | 4.27% |
| Dec 12, 2025 | 104.0M | 2.67% | 72.4M | 4.25% |
| Dec 11, 2025 | 103.8M | 2.63% | 71.8M | 4.23% |
| Dec 10, 2025 | 104.0M | 2.67% | 72.5M | 4.26% |
| Dec 09, 2025 | 104.9M | 2.36% | 68.7M | 4.00% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USD₮0 on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 102.5M | 2.60% | 70.8M | 4.35% |
| Nov 01, 2025 | 128.1M | 4.15% | 93.8M | 5.72% |
| Oct 01, 2025 | 110.9M | 4.99% | 96.0M | 6.51% |
| Sep 01, 2025 | 104.2M | 4.47% | 89.1M | 5.81% |
| Aug 01, 2025 | 98.1M | 4.07% | 80.0M | 5.32% |
| Jul 01, 2025 | 86.0M | 3.63% | 68.4M | 4.93% |
| Jun 01, 2025 | 80.7M | 3.34% | 65.4M | 4.77% |
| May 01, 2025 | 86.7M | 2.60% | 58.6M | 4.34% |
| Apr 01, 2025 | 96.8M | 3.44% | 65.7M | 5.79% |
| Mar 01, 2025 | 112.9M | 5.33% | 76.5M | 8.21% |
| Feb 01, 2025 | 138.3M | 7.91% | 108.7M | 10.76% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.84% | 4.39% | 71.84% | |
| $10.0M deposit | 2.36% (-0.48%) | 4.00% (-0.39%) | 65.50% | |
| $25.0M deposit | 1.84% (-1.00%) | 3.53% (-0.86%) | 57.84% | |
| $50.0M deposit | 1.29% (-1.55%) | 2.96% (-1.43%) | 48.40% | |
| $100.0M deposit | 0.73% (-2.11%) | 2.23% (-2.16%) | 36.50% |
Showing the immediate impact of borrow events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.84% | 4.39% | 71.84% | |
| $1.00M borrow | 2.92% (+0.08%) | 4.45% (+0.06%) | 72.81% | |
| $5.00M borrow | 3.23% (+0.40%) | 4.69% (+0.30%) | 76.69% | |
| $10.0M borrow | 3.66% (+0.82%) | 4.98% (+0.59%) | 81.53% | |
| $25.0M borrow | 9.99% (+7.15%) | 11.56% (+7.17%) | 96.06% |
Showing the immediate impact of repayment events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.84% | 4.39% | 71.84% | |
| $5.00M repayment | 2.47% (-0.37%) | 4.09% (-0.30%) | 67.00% | |
| $10.0M repayment | 2.13% (-0.71%) | 3.80% (-0.59%) | 62.16% | |
| $25.0M repayment | 1.25% (-1.59%) | 2.91% (-1.48%) | 47.63% | |
| $50.0M repayment | 0.30% (-2.54%) | 1.43% (-2.96%) | 23.41% |
Showing the immediate impact of withdrawal events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.84% | 4.39% | 71.84% | |
| $1.00M withdrawal | 2.89% (+0.06%) | 4.43% (+0.04%) | 72.55% | |
| $5.00M withdrawal | 3.14% (+0.30%) | 4.61% (+0.22%) | 75.50% | |
| $10.0M withdrawal | 3.48% (+0.64%) | 4.86% (+0.47%) | 79.55% | |
| $25.0M withdrawal | 8.79% (+5.95%) | 10.30% (+5.91%) | 94.80% |