Aave
Average USD₮0 lending rates
Showing the average APRs over historical periods for USD₮0 on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.69% | 2.49% | 2.46% | 3.55% | 3.61% |
| Average Borrow APR | 4.07% | 3.92% | 3.94% | 5.09% | 5.27% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USD₮0 on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 91.7M | 3.00% | 71.0M | 4.30% |
| Jan 28, 2026 | 102.4M | 2.43% | 71.3M | 3.87% |
| Jan 27, 2026 | 101.6M | 2.44% | 71.0M | 3.88% |
| Jan 26, 2026 | 102.3M | 2.44% | 71.4M | 3.88% |
| Jan 25, 2026 | 101.8M | 2.48% | 71.7M | 3.91% |
| Jan 24, 2026 | 102.0M | 2.45% | 71.5M | 3.89% |
| Jan 23, 2026 | 101.6M | 2.50% | 71.8M | 3.93% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USD₮0 on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 107.5M | 2.53% | 69.9M | 4.14% |
| Dec 01, 2025 | 102.5M | 2.60% | 70.8M | 4.35% |
| Nov 01, 2025 | 128.1M | 4.15% | 93.8M | 5.72% |
| Oct 01, 2025 | 110.9M | 4.99% | 96.0M | 6.51% |
| Sep 01, 2025 | 104.2M | 4.47% | 89.1M | 5.81% |
| Aug 01, 2025 | 98.1M | 4.07% | 80.0M | 5.32% |
| Jul 01, 2025 | 86.0M | 3.63% | 68.4M | 4.93% |
| Jun 01, 2025 | 80.7M | 3.34% | 65.4M | 4.77% |
| May 01, 2025 | 86.7M | 2.60% | 58.6M | 4.34% |
| Apr 01, 2025 | 96.8M | 3.44% | 65.7M | 5.79% |
| Mar 01, 2025 | 112.9M | 5.33% | 76.5M | 8.21% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.92% | 4.25% | 76.47% | |
| $5.00M deposit | 2.63% (-0.29%) | 4.03% (-0.22%) | 72.53% | |
| $10.0M deposit | 2.38% (-0.55%) | 3.83% (-0.42%) | 68.97% | |
| $25.0M deposit | 1.81% (-1.12%) | 3.34% (-0.91%) | 60.12% | |
| $50.0M deposit | 1.23% (-1.70%) | 2.75% (-1.50%) | 49.53% |
Showing the immediate impact of borrow events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.92% | 4.25% | 76.47% | |
| $1.00M borrow | 3.01% (+0.08%) | 4.31% (+0.06%) | 77.56% | |
| $5.00M borrow | 3.35% (+0.43%) | 4.55% (+0.30%) | 81.91% | |
| $10.0M borrow | 3.82% (+0.89%) | 4.85% (+0.60%) | 87.35% |
Showing the immediate impact of repayment events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.92% | 4.25% | 76.47% | |
| $5.00M repayment | 2.52% (-0.40%) | 3.95% (-0.30%) | 71.03% | |
| $10.0M repayment | 2.15% (-0.77%) | 3.64% (-0.60%) | 65.59% | |
| $25.0M repayment | 1.21% (-1.71%) | 2.74% (-1.51%) | 49.27% | |
| $50.0M repayment | 0.24% (-2.68%) | 1.23% (-3.02%) | 22.07% |
Showing the immediate impact of withdrawal events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.92% | 4.25% | 76.47% | |
| $1.00M withdrawal | 2.99% (+0.06%) | 4.30% (+0.05%) | 77.31% | |
| $5.00M withdrawal | 3.27% (+0.35%) | 4.49% (+0.24%) | 80.87% | |
| $10.0M withdrawal | 3.68% (+0.76%) | 4.77% (+0.52%) | 85.81% |