Aave
Average USD₮0 lending rates
Showing the average APRs over historical periods for USD₮0 on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.93% | 2.75% | 2.57% | 3.98% | 4.47% |
| Average Borrow APR | 4.46% | 4.32% | 4.30% | 5.43% | 6.33% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USD₮0 on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 105.2M | 2.91% | 76.5M | 4.44% |
| Dec 04, 2025 | 105.1M | 2.96% | 77.1M | 4.48% |
| Dec 03, 2025 | 104.4M | 2.97% | 76.7M | 4.49% |
| Dec 02, 2025 | 104.2M | 3.00% | 76.9M | 4.51% |
| Dec 01, 2025 | 102.5M | 2.63% | 70.8M | 4.22% |
| Nov 30, 2025 | 102.4M | 2.64% | 70.9M | 4.23% |
| Nov 29, 2025 | 103.2M | 2.44% | 68.7M | 4.07% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USD₮0 on Aave V3 Arbitrum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 102.5M | 2.60% | 70.8M | 4.35% |
| Nov 01, 2025 | 128.1M | 4.15% | 93.8M | 5.72% |
| Oct 01, 2025 | 110.9M | 4.99% | 96.0M | 6.51% |
| Sep 01, 2025 | 104.2M | 4.47% | 89.1M | 5.81% |
| Aug 01, 2025 | 98.1M | 4.07% | 80.0M | 5.32% |
| Jul 01, 2025 | 86.0M | 3.63% | 68.4M | 4.93% |
| Jun 01, 2025 | 80.7M | 3.34% | 65.4M | 4.77% |
| May 01, 2025 | 86.7M | 2.60% | 58.6M | 4.34% |
| Apr 01, 2025 | 96.8M | 3.44% | 65.7M | 5.79% |
| Mar 01, 2025 | 112.9M | 5.33% | 76.5M | 8.21% |
| Feb 01, 2025 | 138.3M | 7.91% | 108.7M | 10.76% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.87% | 4.41% | 72.20% | |
| $10.0M deposit | 2.39% (-0.47%) | 4.03% (-0.38%) | 65.97% | |
| $25.0M deposit | 1.88% (-0.99%) | 3.57% (-0.84%) | 58.41% | |
| $50.0M deposit | 1.32% (-1.54%) | 3.00% (-1.41%) | 49.04% | |
| $100.0M deposit | 0.76% (-2.11%) | 2.27% (-2.14%) | 37.14% |
Showing the immediate impact of borrow events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.87% | 4.41% | 72.20% | |
| $1.00M borrow | 2.94% (+0.08%) | 4.47% (+0.06%) | 73.14% | |
| $5.00M borrow | 3.25% (+0.39%) | 4.70% (+0.29%) | 76.92% | |
| $10.0M borrow | 3.67% (+0.80%) | 4.99% (+0.58%) | 81.64% | |
| $25.0M borrow | 9.74% (+6.88%) | 11.30% (+6.89%) | 95.80% |
Showing the immediate impact of repayment events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.87% | 4.41% | 72.20% | |
| $5.00M repayment | 2.50% (-0.36%) | 4.12% (-0.29%) | 67.48% | |
| $10.0M repayment | 2.17% (-0.70%) | 3.84% (-0.58%) | 62.76% | |
| $25.0M repayment | 1.30% (-1.57%) | 2.97% (-1.44%) | 48.59% | |
| $50.0M repayment | 0.34% (-2.52%) | 1.53% (-2.88%) | 24.99% |
Showing the immediate impact of withdrawal events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.87% | 4.41% | 72.20% | |
| $1.00M withdrawal | 2.92% (+0.05%) | 4.45% (+0.04%) | 72.89% | |
| $5.00M withdrawal | 3.16% (+0.29%) | 4.63% (+0.22%) | 75.77% | |
| $10.0M withdrawal | 3.50% (+0.63%) | 4.87% (+0.46%) | 79.72% | |
| $25.0M withdrawal | 8.51% (+5.64%) | 10.00% (+5.59%) | 94.50% |