Average USD₮0 lending rates
Showing the average APRs over historical periods for USD₮0 on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.61% | 1.73% | 1.67% | 2.89% | 3.27% |
| Average Borrow APR | 2.82% | 3.10% | 3.17% | 4.46% | 4.77% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USD₮0 on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 76.0M | 1.62% | 48.3M | 2.83% |
| Mar 14, 2026 | 76.3M | 1.60% | 48.2M | 2.81% |
| Mar 13, 2026 | 77.9M | 1.54% | 48.3M | 2.76% |
| Mar 12, 2026 | 77.7M | 1.55% | 48.4M | 2.77% |
| Mar 11, 2026 | 78.3M | 1.91% | 48.4M | 3.44% |
| Mar 10, 2026 | 78.3M | 1.94% | 48.7M | 3.46% |
| Mar 09, 2026 | 79.7M | 1.87% | 48.7M | 3.40% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for USD₮0 on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 82.3M | 1.66% | 47.5M | 3.21% |
| Feb 01, 2026 | 92.8M | 2.47% | 65.2M | 3.90% |
| Jan 01, 2026 | 107.5M | 2.32% | 69.9M | 3.97% |
| Dec 01, 2025 | 102.5M | 2.63% | 70.8M | 4.22% |
| Nov 01, 2025 | 128.1M | 3.22% | 93.8M | 4.88% |
| Oct 01, 2025 | 110.9M | 4.87% | 96.0M | 6.25% |
| Sep 01, 2025 | 104.2M | 4.75% | 89.1M | 6.18% |
| Aug 01, 2025 | 98.1M | 3.66% | 80.0M | 4.99% |
| Jul 01, 2025 | 86.0M | 3.48% | 68.4M | 4.86% |
| Jun 01, 2025 | 80.7M | 3.61% | 65.4M | 4.95% |
| May 01, 2025 | 86.7M | 2.74% | 58.6M | 4.50% |
| Apr 01, 2025 | 96.8M | 2.77% | 65.7M | 4.53% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.62% | 2.83% | 63.67% | |
| $5.00M deposit | 1.43% (-0.19%) | 2.66% (-0.17%) | 59.74% | |
| $10.0M deposit | 1.27% (-0.36%) | 2.50% (-0.33%) | 56.27% | |
| $25.0M deposit | 0.92% (-0.70%) | 2.13% (-0.70%) | 47.91% | |
| $50.0M deposit | 0.59% (-1.03%) | 1.71% (-1.12%) | 38.41% |
Showing the immediate impact of borrow events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.62% | 2.83% | 63.67% | |
| $1.00M borrow | 1.69% (+0.07%) | 2.89% (+0.06%) | 64.98% | |
| $5.00M borrow | 1.97% (+0.35%) | 3.12% (+0.29%) | 70.24% | |
| $10.0M borrow | 2.36% (+0.74%) | 3.41% (+0.58%) | 76.82% | |
| $25.0M borrow | 9.17% (+7.54%) | 10.55% (+7.72%) | 96.55% |
Showing the immediate impact of repayment events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.62% | 2.83% | 63.67% | |
| $1.00M repayment | 1.56% (-0.07%) | 2.77% (-0.06%) | 62.35% | |
| $5.00M repayment | 1.30% (-0.32%) | 2.54% (-0.29%) | 57.09% | |
| $10.0M repayment | 1.02% (-0.60%) | 2.25% (-0.58%) | 50.51% | |
| $25.0M repayment | 0.38% (-1.24%) | 1.37% (-1.46%) | 30.79% |
Showing the immediate impact of withdrawal events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.62% | 2.83% | 63.67% | |
| $1.00M withdrawal | 1.66% (+0.04%) | 2.87% (+0.04%) | 64.52% | |
| $5.00M withdrawal | 1.86% (+0.24%) | 3.03% (+0.20%) | 68.15% | |
| $10.0M withdrawal | 2.15% (+0.53%) | 3.26% (+0.43%) | 73.31% | |
| $25.0M withdrawal | 7.56% (+5.94%) | 8.86% (+6.03%) | 94.86% |