Aave
Average WBTC lending rates
Showing the average APRs over historical periods for WBTC on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.03% | 0.03% | 0.03% | 0.02% | 0.03% |
| Average Borrow APR | 0.86% | 0.84% | 0.82% | 0.51% | 0.39% |
Daily snapshots
Showing daily snapshots (midnight UTC) for WBTC on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 2.7K | 0.03% | 194 | 0.86% |
| Jan 28, 2026 | 2.7K | 0.03% | 197 | 0.86% |
| Jan 27, 2026 | 2.7K | 0.03% | 195 | 0.86% |
| Jan 26, 2026 | 2.7K | 0.03% | 192 | 0.85% |
| Jan 25, 2026 | 2.7K | 0.03% | 187 | 0.84% |
| Jan 24, 2026 | 2.7K | 0.03% | 180 | 0.83% |
| Jan 23, 2026 | 2.7K | 0.03% | 170 | 0.81% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for WBTC on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 2.7K | 0.03% | 176 | 0.84% |
| Dec 01, 2025 | 2.6K | 0.02% | 181 | 0.54% |
| Nov 01, 2025 | 2.7K | 0.01% | 197 | 0.33% |
| Oct 01, 2025 | 2.8K | 0.01% | 155 | 0.29% |
| Sep 01, 2025 | 2.8K | 0.01% | 163 | 0.28% |
| Aug 01, 2025 | 3.0K | 0.01% | 157 | 0.25% |
| Jul 01, 2025 | 3.1K | 0.03% | 162 | 0.25% |
| Jun 01, 2025 | 3.1K | 0.04% | 146 | 0.27% |
| May 01, 2025 | 2.9K | 0.05% | 185 | 0.28% |
| Apr 01, 2025 | 2.8K | 0.04% | 179 | 0.29% |
| Mar 01, 2025 | 2.8K | 0.04% | 172 | 0.26% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.03% | 0.86% | 7.15% | |
| $10.0M deposit | 0.03% (-0.00%) | 0.84% (-0.01%) | 6.86% | |
| $25.0M deposit | 0.03% (-0.00%) | 0.82% (-0.03%) | 6.47% | |
| $50.0M deposit | 0.02% (-0.01%) | 0.80% (-0.06%) | 5.90% | |
| $100.0M deposit | 0.02% (-0.01%) | 0.75% (-0.11%) | 5.03% |
Showing the immediate impact of borrow events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.03% | 0.86% | 7.15% | |
| $10.0M borrow | 0.06% (+0.03%) | 1.07% (+0.21%) | 11.36% | |
| $25.0M borrow | 0.12% (+0.09%) | 1.38% (+0.53%) | 17.68% | |
| $50.0M borrow | 0.27% (+0.24%) | 1.91% (+1.05%) | 28.22% | |
| $100.0M borrow | 0.73% (+0.70%) | 2.96% (+2.11%) | 49.29% |
Showing the immediate impact of repayment events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.03% | 0.86% | 7.15% | |
| $1.00M repayment | 0.03% (-0.00%) | 0.84% (-0.02%) | 6.73% | |
| $5.00M repayment | 0.02% (-0.01%) | 0.75% (-0.11%) | 5.04% | |
| $10.0M repayment | 0.01% (-0.02%) | 0.65% (-0.21%) | 2.93% |
Showing the immediate impact of withdrawal events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.03% | 0.86% | 7.15% | |
| $10.0M withdrawal | 0.03% (+0.00%) | 0.87% (+0.02%) | 7.46% | |
| $25.0M withdrawal | 0.04% (+0.01%) | 0.90% (+0.04%) | 7.99% | |
| $50.0M withdrawal | 0.04% (+0.01%) | 0.95% (+0.10%) | 9.05% | |
| $100.0M withdrawal | 0.07% (+0.04%) | 1.12% (+0.26%) | 12.35% |