Average WBTC lending rates
Showing the average APRs over historical periods for WBTC on Aave V3 Arbitrum (incentives not included).
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.05% | 0.05% | 0.05% | 0.03% | 0.02% |
| Average Borrow APR | 1.00% | 0.97% | 0.99% | 0.80% | 0.53% |
Daily snapshots
Showing daily snapshots (midnight UTC) for WBTC on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 14, 2026 | 3.0K | 0.05% | 291 | 0.98% |
| Apr 13, 2026 | 3.1K | 0.05% | 288 | 0.97% |
| Apr 12, 2026 | 3.1K | 0.05% | 289 | 0.97% |
| Apr 11, 2026 | 3.1K | 0.05% | 290 | 0.97% |
| Apr 10, 2026 | 3.1K | 0.05% | 289 | 0.97% |
| Apr 09, 2026 | 3.1K | 0.05% | 289 | 0.97% |
| Apr 08, 2026 | 3.1K | 0.04% | 284 | 0.96% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for WBTC on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 01, 2026 | 2.9K | 0.05% | 286 | 0.99% |
| Mar 01, 2026 | 2.7K | 0.04% | 243 | 0.95% |
| Feb 01, 2026 | 2.7K | 0.03% | 194 | 0.86% |
| Jan 01, 2026 | 2.7K | 0.03% | 176 | 0.82% |
| Dec 01, 2025 | 2.6K | 0.03% | 181 | 0.84% |
| Nov 01, 2025 | 2.7K | 0.01% | 197 | 0.37% |
| Oct 01, 2025 | 2.8K | 0.01% | 155 | 0.28% |
| Sep 01, 2025 | 2.8K | 0.01% | 163 | 0.29% |
| Aug 01, 2025 | 3.0K | 0.01% | 157 | 0.26% |
| Jul 01, 2025 | 3.1K | 0.01% | 162 | 0.26% |
| Jun 01, 2025 | 3.1K | 0.01% | 146 | 0.23% |
| May 01, 2025 | 2.9K | 0.01% | 185 | 0.32% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.05% | 0.99% | 9.75% | |
| $10.0M deposit | 0.05% (-0.00%) | 0.97% (-0.02%) | 9.34% | |
| $25.0M deposit | 0.04% (-0.01%) | 0.94% (-0.05%) | 8.78% | |
| $50.0M deposit | 0.04% (-0.01%) | 0.90% (-0.09%) | 7.98% | |
| $100.0M deposit | 0.03% (-0.02%) | 0.84% (-0.15%) | 6.76% |
Showing the immediate impact of borrow events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.05% | 0.99% | 9.75% | |
| $10.0M borrow | 0.09% (+0.04%) | 1.21% (+0.22%) | 14.17% | |
| $25.0M borrow | 0.16% (+0.11%) | 1.54% (+0.55%) | 20.81% | |
| $50.0M borrow | 0.33% (+0.29%) | 2.09% (+1.11%) | 31.87% | |
| $100.0M borrow | 0.86% (+0.82%) | 3.20% (+2.21%) | 53.99% |
Showing the immediate impact of repayment events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.05% | 0.99% | 9.75% | |
| $1.00M repayment | 0.04% (-0.00%) | 0.97% (-0.02%) | 9.31% | |
| $5.00M repayment | 0.03% (-0.02%) | 0.88% (-0.11%) | 7.54% | |
| $10.0M repayment | 0.02% (-0.03%) | 0.77% (-0.22%) | 5.33% |
Showing the immediate impact of withdrawal events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.05% | 0.99% | 9.75% | |
| $10.0M withdrawal | 0.05% (+0.00%) | 1.01% (+0.02%) | 10.20% | |
| $25.0M withdrawal | 0.06% (+0.01%) | 1.05% (+0.06%) | 10.96% | |
| $50.0M withdrawal | 0.07% (+0.02%) | 1.13% (+0.14%) | 12.52% | |
| $100.0M withdrawal | 0.12% (+0.07%) | 1.37% (+0.39%) | 17.48% |