Average WBTC lending rates
Showing the average APRs over historical periods for WBTC on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.05% | 0.05% | 0.04% | 0.02% | 0.02% |
| Average Borrow APR | 1.00% | 0.98% | 0.94% | 0.67% | 0.47% |
Daily snapshots
Showing daily snapshots (midnight UTC) for WBTC on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 2.8K | 0.05% | 274 | 1.00% |
| Mar 14, 2026 | 2.8K | 0.05% | 270 | 0.99% |
| Mar 13, 2026 | 2.8K | 0.05% | 267 | 0.99% |
| Mar 12, 2026 | 2.7K | 0.05% | 264 | 0.98% |
| Mar 11, 2026 | 2.8K | 0.05% | 261 | 0.97% |
| Mar 10, 2026 | 2.7K | 0.05% | 260 | 0.97% |
| Mar 09, 2026 | 2.7K | 0.05% | 263 | 0.98% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for WBTC on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 2.7K | 0.04% | 243 | 0.95% |
| Feb 01, 2026 | 2.7K | 0.03% | 194 | 0.86% |
| Jan 01, 2026 | 2.7K | 0.03% | 176 | 0.82% |
| Dec 01, 2025 | 2.6K | 0.03% | 181 | 0.84% |
| Nov 01, 2025 | 2.7K | 0.01% | 197 | 0.37% |
| Oct 01, 2025 | 2.8K | 0.01% | 155 | 0.28% |
| Sep 01, 2025 | 2.8K | 0.01% | 163 | 0.29% |
| Aug 01, 2025 | 3.0K | 0.01% | 157 | 0.26% |
| Jul 01, 2025 | 3.1K | 0.01% | 162 | 0.26% |
| Jun 01, 2025 | 3.1K | 0.01% | 146 | 0.23% |
| May 01, 2025 | 2.9K | 0.01% | 185 | 0.32% |
| Apr 01, 2025 | 2.8K | 0.01% | 179 | 0.32% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.05% | 1.00% | 9.94% | |
| $10.0M deposit | 0.05% (-0.00%) | 0.97% (-0.02%) | 9.46% | |
| $25.0M deposit | 0.04% (-0.01%) | 0.94% (-0.06%) | 8.82% | |
| $50.0M deposit | 0.04% (-0.01%) | 0.90% (-0.10%) | 7.94% | |
| $100.0M deposit | 0.03% (-0.02%) | 0.83% (-0.17%) | 6.61% |
Showing the immediate impact of borrow events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.05% | 1.00% | 9.94% | |
| $10.0M borrow | 0.09% (+0.04%) | 1.25% (+0.25%) | 14.97% | |
| $25.0M borrow | 0.18% (+0.13%) | 1.63% (+0.63%) | 22.53% | |
| $50.0M borrow | 0.40% (+0.35%) | 2.26% (+1.26%) | 35.12% | |
| $100.0M borrow | 1.06% (+1.01%) | 3.52% (+2.52%) | 60.31% |
Showing the immediate impact of repayment events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.05% | 1.00% | 9.94% | |
| $1.00M repayment | 0.05% (-0.00%) | 0.97% (-0.03%) | 9.43% | |
| $5.00M repayment | 0.03% (-0.02%) | 0.87% (-0.13%) | 7.42% | |
| $10.0M repayment | 0.02% (-0.03%) | 0.74% (-0.25%) | 4.90% |
Showing the immediate impact of withdrawal events for WBTC on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.05% | 1.00% | 9.94% | |
| $10.0M withdrawal | 0.05% (+0.00%) | 1.02% (+0.03%) | 10.46% | |
| $25.0M withdrawal | 0.06% (+0.01%) | 1.07% (+0.07%) | 11.37% | |
| $50.0M withdrawal | 0.08% (+0.03%) | 1.16% (+0.17%) | 13.28% | |
| $100.0M withdrawal | 0.15% (+0.10%) | 1.50% (+0.50%) | 20.02% |