Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Avalanche.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.86% | 3.91% | 3.72% | 4.37% | 3.64% |
| Average Borrow APR | 4.86% | 4.91% | 4.84% | 5.78% | 5.29% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Avalanche.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 125.7M | 3.89% | 110.8M | 4.90% |
| Jan 28, 2026 | 127.0M | 3.82% | 110.9M | 4.85% |
| Jan 27, 2026 | 127.0M | 3.79% | 110.6M | 4.84% |
| Jan 26, 2026 | 125.2M | 3.89% | 110.5M | 4.90% |
| Jan 25, 2026 | 124.2M | 4.01% | 111.3M | 4.98% |
| Jan 24, 2026 | 124.2M | 3.98% | 110.8M | 4.96% |
| Jan 23, 2026 | 124.4M | 3.91% | 109.9M | 4.91% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave V3 Avalanche.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 139.1M | 3.27% | 111.7M | 4.71% |
| Dec 01, 2025 | 160.8M | 3.57% | 120.0M | 5.11% |
| Nov 01, 2025 | 194.3M | 4.55% | 176.6M | 6.02% |
| Oct 01, 2025 | 210.2M | 5.83% | 181.4M | 7.33% |
| Sep 01, 2025 | 142.4M | 5.26% | 126.7M | 6.64% |
| Aug 01, 2025 | 120.8M | 3.71% | 104.5M | 5.01% |
| Jul 01, 2025 | 123.3M | 2.86% | 94.7M | 4.34% |
| Jun 01, 2025 | 138.4M | 2.72% | 91.7M | 4.26% |
| May 01, 2025 | 134.3M | 2.34% | 85.3M | 4.11% |
| Apr 01, 2025 | 126.6M | 2.92% | 86.3M | 5.24% |
| Mar 01, 2025 | 101.1M | 3.12% | 64.7M | 6.27% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave V3 Avalanche.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 4.00% | 4.97% | 89.48% | |
| $10.0M deposit | 3.43% (-0.58%) | 4.60% (-0.37%) | 82.80% | |
| $25.0M deposit | 2.77% (-1.23%) | 4.14% (-0.83%) | 74.46% | |
| $50.0M deposit | 2.03% (-1.97%) | 3.54% (-1.43%) | 63.76% | |
| $100.0M deposit | 1.23% (-2.78%) | 2.75% (-2.22%) | 49.53% |
Showing the immediate impact of borrow events for USDC on Aave V3 Avalanche.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 4.00% | 4.97% | 89.48% | |
| $1.00M borrow | 4.30% (+0.29%) | 5.29% (+0.32%) | 90.29% | |
| $5.00M borrow | 7.17% (+3.16%) | 8.51% (+3.54%) | 93.51% | |
| $10.0M borrow | 11.01% (+7.01%) | 12.55% (+7.58%) | 97.55% |
Showing the immediate impact of repayment events for USDC on Aave V3 Avalanche.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 4.00% | 4.97% | 89.48% | |
| $10.0M repayment | 3.31% (-0.69%) | 4.52% (-0.45%) | 81.41% | |
| $25.0M repayment | 2.40% (-1.60%) | 3.85% (-1.12%) | 69.31% | |
| $50.0M repayment | 1.21% (-2.80%) | 2.73% (-2.24%) | 49.15% | |
| $100.0M repayment | 0.04% (-3.96%) | 0.49% (-4.48%) | 8.81% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Avalanche.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 4.00% | 4.97% | 89.48% | |
| $1.00M withdrawal | 4.23% (+0.22%) | 5.21% (+0.24%) | 90.21% | |
| $5.00M withdrawal | 6.92% (+2.91%) | 8.24% (+3.27%) | 93.24% | |
| $10.0M withdrawal | 10.80% (+6.80%) | 12.33% (+7.36%) | 97.33% |