Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Base.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.92% | 3.40% | 3.55% | 4.46% | 4.20% |
| Average Borrow APR | 5.31% | 5.32% | 5.55% | 6.51% | 6.12% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Base.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 354.9M | 4.05% | 296.4M | 5.39% |
| Jan 28, 2026 | 355.6M | 3.72% | 283.5M | 5.18% |
| Jan 27, 2026 | 359.9M | 3.44% | 252.4M | 5.45% |
| Jan 26, 2026 | 363.5M | 3.26% | 246.7M | 5.33% |
| Jan 25, 2026 | 365.9M | 3.27% | 249.0M | 5.34% |
| Jan 24, 2026 | 369.9M | 3.23% | 249.7M | 5.31% |
| Jan 23, 2026 | 374.4M | 3.26% | 254.4M | 5.34% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave V3 Base.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 358.8M | 3.47% | 247.3M | 5.69% |
| Dec 01, 2025 | 349.3M | 3.91% | 227.2M | 6.17% |
| Nov 01, 2025 | 381.7M | 5.16% | 312.1M | 7.18% |
| Oct 01, 2025 | 366.2M | 5.49% | 304.7M | 7.44% |
| Sep 01, 2025 | 282.0M | 5.18% | 235.0M | 7.02% |
| Aug 01, 2025 | 180.2M | 4.37% | 159.3M | 5.69% |
| Jul 01, 2025 | 167.2M | 4.18% | 126.3M | 5.41% |
| Jun 01, 2025 | 138.7M | 3.61% | 117.1M | 4.96% |
| May 01, 2025 | 135.9M | 3.10% | 100.5M | 4.77% |
| Apr 01, 2025 | 147.2M | 3.60% | 105.0M | 5.94% |
| Mar 01, 2025 | 173.9M | 5.06% | 116.0M | 8.01% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 4.06% | 5.40% | 83.63% | |
| $25.0M deposit | 3.58% (-0.48%) | 5.09% (-0.31%) | 78.12% | |
| $50.0M deposit | 3.18% (-0.88%) | 4.82% (-0.57%) | 73.30% | |
| $100.0M deposit | 2.57% (-1.49%) | 4.37% (-1.02%) | 65.23% | |
| $250.0M deposit | 1.53% (-2.53%) | 3.47% (-1.92%) | 49.05% |
Showing the immediate impact of borrow events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 4.06% | 5.40% | 83.63% | |
| $5.00M borrow | 4.19% (+0.13%) | 5.47% (+0.08%) | 85.04% | |
| $10.0M borrow | 4.32% (+0.26%) | 5.55% (+0.16%) | 86.45% | |
| $25.0M borrow | 5.25% (+1.19%) | 6.43% (+1.04%) | 90.68% | |
| $50.0M borrow | 11.86% (+7.80%) | 13.48% (+8.09%) | 97.73% |
Showing the immediate impact of repayment events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 4.06% | 5.40% | 83.63% | |
| $25.0M repayment | 3.45% (-0.61%) | 5.00% (-0.39%) | 76.58% | |
| $50.0M repayment | 2.89% (-1.18%) | 4.61% (-0.78%) | 69.53% | |
| $100.0M repayment | 1.91% (-2.15%) | 3.83% (-1.57%) | 55.43% | |
| $250.0M repayment | 0.17% (-3.89%) | 1.48% (-3.92%) | 13.13% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 4.06% | 5.40% | 83.63% | |
| $5.00M withdrawal | 4.17% (+0.11%) | 5.46% (+0.07%) | 84.83% | |
| $10.0M withdrawal | 4.28% (+0.22%) | 5.53% (+0.13%) | 86.06% | |
| $25.0M withdrawal | 4.66% (+0.59%) | 5.75% (+0.35%) | 89.98% | |
| $50.0M withdrawal | 11.49% (+7.43%) | 13.11% (+7.72%) | 97.36% |