Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Base.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.05% | 3.18% | 3.66% | 4.69% | 5.01% |
| Average Borrow APR | 5.41% | 5.50% | 5.97% | 6.50% | 7.06% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Base.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 06, 2025 | 362.7M | 3.04% | 227.0M | 5.40% |
| Dec 05, 2025 | 358.9M | 3.06% | 225.6M | 5.42% |
| Dec 04, 2025 | 360.0M | 3.10% | 227.8M | 5.44% |
| Dec 03, 2025 | 357.1M | 3.19% | 230.0M | 5.51% |
| Dec 02, 2025 | 351.1M | 3.24% | 228.3M | 5.54% |
| Dec 01, 2025 | 349.3M | 3.25% | 227.2M | 5.54% |
| Nov 30, 2025 | 346.2M | 3.27% | 226.1M | 5.56% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave V3 Base.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 349.3M | 3.91% | 227.2M | 6.17% |
| Nov 01, 2025 | 381.7M | 5.16% | 312.1M | 7.18% |
| Oct 01, 2025 | 366.2M | 5.49% | 304.7M | 7.44% |
| Sep 01, 2025 | 282.0M | 5.18% | 235.0M | 7.02% |
| Aug 01, 2025 | 180.2M | 4.37% | 159.3M | 5.69% |
| Jul 01, 2025 | 167.2M | 4.18% | 126.3M | 5.41% |
| Jun 01, 2025 | 138.7M | 3.61% | 117.1M | 4.96% |
| May 01, 2025 | 135.9M | 3.10% | 100.5M | 4.77% |
| Apr 01, 2025 | 147.2M | 3.60% | 105.0M | 5.94% |
| Mar 01, 2025 | 173.9M | 5.06% | 116.0M | 8.01% |
| Feb 01, 2025 | 198.2M | 7.63% | 128.0M | 10.73% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.01% | 5.38% | 62.24% | |
| $25.0M deposit | 2.70% (-0.32%) | 5.15% (-0.23%) | 58.24% | |
| $50.0M deposit | 2.43% (-0.58%) | 4.94% (-0.44%) | 54.72% | |
| $100.0M deposit | 2.02% (-0.99%) | 4.60% (-0.78%) | 48.83% | |
| $250.0M deposit | 1.30% (-1.72%) | 3.90% (-1.48%) | 36.90% |
Showing the immediate impact of borrow events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.01% | 5.38% | 62.24% | |
| $10.0M borrow | 3.24% (+0.23%) | 5.54% (+0.16%) | 64.99% | |
| $25.0M borrow | 3.60% (+0.58%) | 5.78% (+0.40%) | 69.11% | |
| $50.0M borrow | 4.23% (+1.21%) | 6.18% (+0.80%) | 75.97% | |
| $100.0M borrow | 5.64% (+2.62%) | 6.98% (+1.60%) | 89.71% |
Showing the immediate impact of repayment events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.01% | 5.38% | 62.24% | |
| $10.0M repayment | 2.80% (-0.22%) | 5.22% (-0.16%) | 59.49% | |
| $25.0M repayment | 2.48% (-0.53%) | 4.98% (-0.40%) | 55.37% | |
| $50.0M repayment | 2.00% (-1.01%) | 4.58% (-0.80%) | 48.51% | |
| $100.0M repayment | 1.18% (-1.83%) | 3.78% (-1.60%) | 34.77% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.01% | 5.38% | 62.24% | |
| $10.0M withdrawal | 3.16% (+0.14%) | 5.48% (+0.10%) | 64.00% | |
| $25.0M withdrawal | 3.40% (+0.38%) | 5.65% (+0.27%) | 66.83% | |
| $50.0M withdrawal | 3.87% (+0.86%) | 5.96% (+0.58%) | 72.15% | |
| $100.0M withdrawal | 5.22% (+2.20%) | 6.76% (+1.37%) | 85.81% |