Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Base.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.20% | 3.18% | 3.28% | 4.62% | 4.76% |
| Average Borrow APR | 5.52% | 5.50% | 5.65% | 6.49% | 6.80% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Base.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 359.8M | 3.24% | 233.6M | 5.54% |
| Dec 14, 2025 | 362.8M | 3.16% | 232.3M | 5.49% |
| Dec 13, 2025 | 365.9M | 3.12% | 232.7M | 5.46% |
| Dec 12, 2025 | 363.4M | 3.12% | 231.0M | 5.46% |
| Dec 11, 2025 | 354.8M | 3.25% | 231.0M | 5.55% |
| Dec 10, 2025 | 356.3M | 3.22% | 230.8M | 5.53% |
| Dec 09, 2025 | 363.7M | 3.17% | 233.5M | 5.49% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave V3 Base.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 349.3M | 3.91% | 227.2M | 6.17% |
| Nov 01, 2025 | 381.7M | 5.16% | 312.1M | 7.18% |
| Oct 01, 2025 | 366.2M | 5.49% | 304.7M | 7.44% |
| Sep 01, 2025 | 282.0M | 5.18% | 235.0M | 7.02% |
| Aug 01, 2025 | 180.2M | 4.37% | 159.3M | 5.69% |
| Jul 01, 2025 | 167.2M | 4.18% | 126.3M | 5.41% |
| Jun 01, 2025 | 138.7M | 3.61% | 117.1M | 4.96% |
| May 01, 2025 | 135.9M | 3.10% | 100.5M | 4.77% |
| Apr 01, 2025 | 147.2M | 3.60% | 105.0M | 5.94% |
| Mar 01, 2025 | 173.9M | 5.06% | 116.0M | 8.01% |
| Feb 01, 2025 | 198.2M | 7.63% | 128.0M | 10.73% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.24% | 5.54% | 65.01% | |
| $25.0M deposit | 2.90% (-0.35%) | 5.30% (-0.25%) | 60.78% | |
| $50.0M deposit | 2.61% (-0.63%) | 5.08% (-0.46%) | 57.07% | |
| $100.0M deposit | 2.16% (-1.08%) | 4.72% (-0.82%) | 50.87% | |
| $250.0M deposit | 1.38% (-1.87%) | 3.99% (-1.55%) | 38.35% |
Showing the immediate impact of borrow events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.24% | 5.54% | 65.01% | |
| $10.0M borrow | 3.48% (+0.24%) | 5.70% (+0.16%) | 67.78% | |
| $25.0M borrow | 3.85% (+0.61%) | 5.95% (+0.41%) | 71.95% | |
| $50.0M borrow | 4.51% (+1.27%) | 6.35% (+0.81%) | 78.90% | |
| $100.0M borrow | 8.19% (+4.94%) | 9.80% (+4.26%) | 92.80% |
Showing the immediate impact of repayment events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.24% | 5.54% | 65.01% | |
| $10.0M repayment | 3.01% (-0.23%) | 5.38% (-0.16%) | 62.23% | |
| $25.0M repayment | 2.68% (-0.56%) | 5.14% (-0.41%) | 58.06% | |
| $50.0M repayment | 2.18% (-1.07%) | 4.73% (-0.81%) | 51.11% | |
| $100.0M repayment | 1.31% (-1.93%) | 3.92% (-1.62%) | 37.21% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.24% | 5.54% | 65.01% | |
| $10.0M withdrawal | 3.40% (+0.16%) | 5.65% (+0.11%) | 66.86% | |
| $25.0M withdrawal | 3.66% (+0.42%) | 5.83% (+0.28%) | 69.86% | |
| $50.0M withdrawal | 4.18% (+0.94%) | 6.15% (+0.61%) | 75.50% | |
| $100.0M withdrawal | 5.70% (+2.45%) | 7.03% (+1.49%) | 90.03% |