Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Base.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.46% | 2.50% | 3.06% | 4.02% | 4.07% |
| Average Borrow APR | 3.70% | 3.73% | 4.29% | 5.89% | 5.78% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Base.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 399.7M | 2.46% | 295.6M | 3.70% |
| Mar 14, 2026 | 399.8M | 2.46% | 295.8M | 3.70% |
| Mar 13, 2026 | 401.7M | 2.40% | 293.6M | 3.65% |
| Mar 12, 2026 | 396.9M | 2.61% | 302.3M | 3.81% |
| Mar 11, 2026 | 392.2M | 2.63% | 299.7M | 3.82% |
| Mar 10, 2026 | 393.8M | 2.54% | 295.7M | 3.75% |
| Mar 09, 2026 | 397.2M | 2.36% | 287.8M | 3.62% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for USDC on Aave V3 Base.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 394.8M | 3.36% | 323.7M | 4.55% |
| Feb 01, 2026 | 375.3M | 3.66% | 320.9M | 4.75% |
| Jan 01, 2026 | 358.8M | 3.58% | 247.3M | 5.77% |
| Dec 01, 2025 | 349.3M | 3.25% | 227.2M | 5.54% |
| Nov 01, 2025 | 381.7M | 5.13% | 312.1M | 6.97% |
| Oct 01, 2025 | 366.2M | 5.64% | 304.7M | 7.53% |
| Sep 01, 2025 | 282.0M | 5.65% | 235.0M | 7.54% |
| Aug 01, 2025 | 180.2M | 5.49% | 159.3M | 6.90% |
| Jul 01, 2025 | 167.2M | 3.31% | 126.3M | 4.86% |
| Jun 01, 2025 | 138.7M | 3.92% | 117.1M | 5.16% |
| May 01, 2025 | 135.9M | 3.28% | 100.5M | 4.93% |
| Apr 01, 2025 | 147.2M | 3.05% | 105.0M | 4.75% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.47% | 3.71% | 74.10% | |
| $25.0M deposit | 2.19% (-0.28%) | 3.49% (-0.22%) | 69.73% | |
| $50.0M deposit | 1.95% (-0.52%) | 3.29% (-0.41%) | 65.85% | |
| $100.0M deposit | 1.58% (-0.89%) | 2.96% (-0.74%) | 59.25% | |
| $250.0M deposit | 0.93% (-1.54%) | 2.28% (-1.43%) | 45.56% |
Showing the immediate impact of borrow events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.47% | 3.71% | 74.10% | |
| $10.0M borrow | 2.64% (+0.17%) | 3.83% (+0.13%) | 76.61% | |
| $25.0M borrow | 2.91% (+0.44%) | 4.02% (+0.31%) | 80.37% | |
| $50.0M borrow | 3.38% (+0.91%) | 4.33% (+0.63%) | 86.64% | |
| $100.0M borrow | 12.20% (+9.73%) | 13.67% (+9.96%) | 99.17% |
Showing the immediate impact of repayment events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.47% | 3.71% | 74.10% | |
| $25.0M repayment | 2.07% (-0.40%) | 3.39% (-0.31%) | 67.84% | |
| $50.0M repayment | 1.71% (-0.77%) | 3.08% (-0.63%) | 61.57% | |
| $100.0M repayment | 1.08% (-1.39%) | 2.45% (-1.25%) | 49.04% | |
| $250.0M repayment | 0.06% (-2.41%) | 0.57% (-3.13%) | 11.44% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.47% | 3.71% | 74.10% | |
| $10.0M withdrawal | 2.60% (+0.13%) | 3.80% (+0.10%) | 76.01% | |
| $25.0M withdrawal | 2.81% (+0.34%) | 3.95% (+0.25%) | 79.06% | |
| $50.0M withdrawal | 3.23% (+0.76%) | 4.24% (+0.53%) | 84.72% | |
| $100.0M withdrawal | 11.92% (+9.45%) | 13.39% (+9.69%) | 98.89% |