Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Base.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.07% | 3.19% | 3.70% | 4.69% | 5.04% |
| Average Borrow APR | 5.42% | 5.50% | 6.00% | 6.50% | 7.08% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Base.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 358.9M | 3.06% | 225.6M | 5.42% |
| Dec 04, 2025 | 360.0M | 3.10% | 227.8M | 5.44% |
| Dec 03, 2025 | 357.1M | 3.19% | 230.0M | 5.51% |
| Dec 02, 2025 | 351.1M | 3.24% | 228.3M | 5.54% |
| Dec 01, 2025 | 349.3M | 3.25% | 227.2M | 5.54% |
| Nov 30, 2025 | 346.2M | 3.27% | 226.1M | 5.56% |
| Nov 29, 2025 | 345.4M | 3.29% | 226.4M | 5.57% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave V3 Base.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 349.3M | 3.91% | 227.2M | 6.17% |
| Nov 01, 2025 | 381.7M | 5.16% | 312.1M | 7.18% |
| Oct 01, 2025 | 366.2M | 5.49% | 304.7M | 7.44% |
| Sep 01, 2025 | 282.0M | 5.18% | 235.0M | 7.02% |
| Aug 01, 2025 | 180.2M | 4.37% | 159.3M | 5.69% |
| Jul 01, 2025 | 167.2M | 4.18% | 126.3M | 5.41% |
| Jun 01, 2025 | 138.7M | 3.61% | 117.1M | 4.96% |
| May 01, 2025 | 135.9M | 3.10% | 100.5M | 4.77% |
| Apr 01, 2025 | 147.2M | 3.60% | 105.0M | 5.94% |
| Mar 01, 2025 | 173.9M | 5.06% | 116.0M | 8.01% |
| Feb 01, 2025 | 198.2M | 7.63% | 128.0M | 10.73% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.06% | 5.41% | 62.81% | |
| $25.0M deposit | 2.74% (-0.33%) | 5.18% (-0.24%) | 58.72% | |
| $50.0M deposit | 2.46% (-0.60%) | 4.97% (-0.45%) | 55.14% | |
| $100.0M deposit | 2.04% (-1.02%) | 4.62% (-0.80%) | 49.13% | |
| $250.0M deposit | 1.30% (-1.76%) | 3.91% (-1.50%) | 37.03% |
Showing the immediate impact of borrow events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.06% | 5.41% | 62.81% | |
| $10.0M borrow | 3.29% (+0.23%) | 5.58% (+0.16%) | 65.60% | |
| $25.0M borrow | 3.65% (+0.59%) | 5.82% (+0.41%) | 69.77% | |
| $50.0M borrow | 4.30% (+1.24%) | 6.23% (+0.81%) | 76.74% | |
| $100.0M borrow | 6.25% (+3.19%) | 7.66% (+2.25%) | 90.66% |
Showing the immediate impact of repayment events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.06% | 5.41% | 62.81% | |
| $10.0M repayment | 2.84% (-0.22%) | 5.25% (-0.16%) | 60.03% | |
| $25.0M repayment | 2.52% (-0.54%) | 5.01% (-0.41%) | 55.85% | |
| $50.0M repayment | 2.02% (-1.04%) | 4.60% (-0.81%) | 48.89% | |
| $100.0M repayment | 1.19% (-1.87%) | 3.79% (-1.62%) | 34.96% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Base.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.06% | 5.41% | 62.81% | |
| $10.0M withdrawal | 3.21% (+0.15%) | 5.52% (+0.10%) | 64.61% | |
| $25.0M withdrawal | 3.46% (+0.40%) | 5.69% (+0.27%) | 67.51% | |
| $50.0M withdrawal | 3.94% (+0.88%) | 6.01% (+0.59%) | 72.97% | |
| $100.0M withdrawal | 5.35% (+2.29%) | 6.83% (+1.41%) | 87.05% |