Aave
Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Ethereum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.79% | 2.60% | 3.14% | 3.35% | 3.82% |
| Average Borrow APR | 4.92% | 4.56% | 5.08% | 5.39% | 6.29% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Ethereum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 172.8M | 2.58% | 131.0M | 4.53% |
| Dec 14, 2025 | 173.0M | 2.56% | 130.8M | 4.52% |
| Dec 13, 2025 | 172.2M | 2.58% | 130.7M | 4.54% |
| Dec 12, 2025 | 172.5M | 2.57% | 130.6M | 4.53% |
| Dec 11, 2025 | 172.2M | 2.57% | 130.4M | 4.52% |
| Dec 10, 2025 | 172.0M | 2.66% | 132.5M | 4.60% |
| Dec 09, 2025 | 174.1M | 2.60% | 132.5M | 4.55% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for DAI on Aave V3 Ethereum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 163.6M | 3.57% | 133.4M | 5.54% |
| Nov 01, 2025 | 164.7M | 3.74% | 140.9M | 5.88% |
| Oct 01, 2025 | 167.9M | 3.68% | 151.0M | 5.89% |
| Sep 01, 2025 | 168.7M | 3.33% | 130.5M | 5.42% |
| Aug 01, 2025 | 177.5M | 2.97% | 154.0M | 4.87% |
| Jul 01, 2025 | 181.8M | 3.01% | 145.7M | 4.90% |
| Jun 01, 2025 | 174.1M | 2.89% | 142.9M | 4.83% |
| May 01, 2025 | 162.1M | 2.28% | 114.5M | 4.42% |
| Apr 01, 2025 | 167.9M | 3.40% | 123.4M | 6.20% |
| Mar 01, 2025 | 167.4M | 5.38% | 125.2M | 8.97% |
| Feb 01, 2025 | 167.9M | 6.64% | 134.8M | 10.85% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for DAI on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.58% | 4.53% | 75.79% | |
| $10.0M deposit | 2.30% (-0.27%) | 4.28% (-0.25%) | 71.64% | |
| $25.0M deposit | 1.97% (-0.61%) | 3.96% (-0.57%) | 66.21% | |
| $50.0M deposit | 1.55% (-1.03%) | 3.51% (-1.02%) | 58.78% | |
| $100.0M deposit | 1.03% (-1.54%) | 2.87% (-1.66%) | 48.01% |
Showing the immediate impact of borrow events for DAI on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.58% | 4.53% | 75.79% | |
| $1.00M borrow | 2.61% (+0.04%) | 4.57% (+0.03%) | 76.37% | |
| $5.00M borrow | 2.78% (+0.20%) | 4.70% (+0.17%) | 78.68% | |
| $10.0M borrow | 2.98% (+0.41%) | 4.88% (+0.35%) | 81.58% | |
| $25.0M borrow | 3.65% (+1.08%) | 5.40% (+0.86%) | 90.25% |
Showing the immediate impact of repayment events for DAI on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.58% | 4.53% | 75.79% | |
| $10.0M repayment | 2.20% (-0.38%) | 4.18% (-0.35%) | 70.00% | |
| $25.0M repayment | 1.69% (-0.89%) | 3.67% (-0.86%) | 61.32% | |
| $50.0M repayment | 0.98% (-1.59%) | 2.80% (-1.73%) | 46.86% | |
| $100.0M repayment | 0.14% (-2.43%) | 1.07% (-3.46%) | 17.92% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.58% | 4.53% | 75.79% | |
| $1.00M withdrawal | 2.61% (+0.03%) | 4.56% (+0.03%) | 76.23% | |
| $5.00M withdrawal | 2.73% (+0.16%) | 4.67% (+0.13%) | 78.05% | |
| $10.0M withdrawal | 2.90% (+0.33%) | 4.81% (+0.28%) | 80.44% | |
| $25.0M withdrawal | 3.52% (+0.94%) | 5.30% (+0.77%) | 88.61% |