Aave
Average PYUSD lending rates
Showing the average APRs over historical periods for PYUSD on Aave V3 Ethereum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.02% | 2.01% | 1.70% | 1.71% | 2.42% |
| Average Borrow APR | 3.71% | 3.70% | 3.45% | 4.71% | 5.93% |
Daily snapshots
Showing daily snapshots (midnight UTC) for PYUSD on Aave V3 Ethereum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 320.2M | 3.09% | 240.0M | 4.58% |
| Dec 14, 2025 | 318.6M | 3.09% | 238.9M | 4.58% |
| Dec 13, 2025 | 317.5M | 3.14% | 240.0M | 4.62% |
| Dec 12, 2025 | 315.8M | 3.18% | 240.0M | 4.64% |
| Dec 11, 2025 | 312.0M | 3.25% | 240.0M | 4.70% |
| Dec 10, 2025 | 311.5M | 3.26% | 239.9M | 4.71% |
| Dec 09, 2025 | 311.5M | 3.27% | 240.0M | 4.71% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for PYUSD on Aave V3 Ethereum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 300.0M | 1.47% | 179.9M | 3.27% |
| Nov 01, 2025 | 233.6M | 0.55% | 68.1M | 2.20% |
| Oct 01, 2025 | 14.7M | 2.25% | 7.20M | 6.05% |
| Sep 01, 2025 | 11.4M | 1.80% | 5.10M | 5.55% |
| Aug 01, 2025 | 11.3M | 2.10% | 4.16M | 6.09% |
| Jul 01, 2025 | 11.9M | 2.20% | 5.24M | 6.26% |
| Jun 01, 2025 | 17.4M | 1.82% | 7.86M | 5.62% |
| May 01, 2025 | 17.1M | 0.91% | 5.13M | 3.98% |
| Apr 01, 2025 | 19.2M | 1.88% | 5.95M | 5.79% |
| Mar 01, 2025 | 15.0M | 3.85% | 7.38M | 8.31% |
| Feb 01, 2025 | 12.8M | 6.37% | 8.75M | 11.24% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.98% | 3.67% | 60.00% | |
| $25.0M deposit | 1.75% (-0.23%) | 3.45% (-0.22%) | 56.47% | |
| $50.0M deposit | 1.56% (-0.42%) | 3.26% (-0.41%) | 53.33% | |
| $100.0M deposit | 1.27% (-0.71%) | 2.93% (-0.73%) | 48.00% | |
| $250.0M deposit | 0.75% (-1.23%) | 2.26% (-1.41%) | 36.92% |
Showing the immediate impact of borrow events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.98% | 3.67% | 60.00% | |
| $10.0M borrow | 2.15% (+0.17%) | 3.82% (+0.15%) | 62.50% | |
| $25.0M borrow | 2.41% (+0.43%) | 4.05% (+0.38%) | 66.25% | |
| $50.0M borrow | 2.89% (+0.91%) | 4.43% (+0.76%) | 72.50% | |
| $100.0M borrow | 3.97% (+1.99%) | 5.19% (+1.53%) | 85.00% |
Showing the immediate impact of repayment events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.98% | 3.67% | 60.00% | |
| $10.0M repayment | 1.82% (-0.16%) | 3.51% (-0.15%) | 57.50% | |
| $25.0M repayment | 1.59% (-0.39%) | 3.28% (-0.38%) | 53.75% | |
| $50.0M repayment | 1.24% (-0.74%) | 2.90% (-0.76%) | 47.50% | |
| $100.0M repayment | 0.67% (-1.31%) | 2.14% (-1.53%) | 35.00% |
Showing the immediate impact of withdrawal events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.98% | 3.67% | 60.00% | |
| $10.0M withdrawal | 2.08% (+0.10%) | 3.76% (+0.09%) | 61.54% | |
| $25.0M withdrawal | 2.25% (+0.27%) | 3.91% (+0.24%) | 64.00% | |
| $50.0M withdrawal | 2.59% (+0.61%) | 4.19% (+0.52%) | 68.57% | |
| $100.0M withdrawal | 3.52% (+1.54%) | 4.89% (+1.22%) | 80.00% |