Average PYUSD lending rates
Showing the average APRs over historical periods for PYUSD on Aave V3 Ethereum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.63% | 1.57% | 1.59% | 1.60% | 1.69% |
| Average Borrow APR | 3.45% | 3.33% | 3.19% | 3.45% | 4.49% |
Daily snapshots
Showing daily snapshots (midnight UTC) for PYUSD on Aave V3 Ethereum. Rate APRs include incentives.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 407.3M | 3.28% | 213.7M | 3.33% |
| Mar 14, 2026 | 407.7M | 3.28% | 214.6M | 3.34% |
| Mar 13, 2026 | 423.0M | 3.18% | 214.9M | 3.26% |
| Mar 12, 2026 | 421.8M | 3.34% | 216.6M | 3.28% |
| Mar 11, 2026 | 423.5M | 3.29% | 212.5M | 3.23% |
| Mar 10, 2026 | 430.9M | 3.47% | 232.2M | 3.39% |
| Mar 09, 2026 | 432.3M | 3.47% | 236.1M | 3.43% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for PYUSD on Aave V3 Ethereum. Rate APRs include incentives.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 445.3M | 4.24% | 255.2M | 3.18% |
| Feb 01, 2026 | 367.1M | 5.57% | 236.1M | 3.57% |
| Jan 01, 2026 | 401.0M | 5.83% | 239.3M | 3.65% |
| Dec 01, 2025 | 300.0M | 7.13% | 179.9M | 3.66% |
| Nov 01, 2025 | 233.6M | 6.93% | 68.1M | 1.94% |
| Oct 01, 2025 | 14.7M | 2.53% | 7.20M | 6.45% |
| Sep 01, 2025 | 11.4M | 2.11% | 5.10M | 5.88% |
| Aug 01, 2025 | 11.3M | 1.55% | 4.16M | 5.28% |
| Jul 01, 2025 | 11.9M | 2.23% | 5.24M | 6.33% |
| Jun 01, 2025 | 17.4M | 2.34% | 7.86M | 6.48% |
| May 01, 2025 | 17.1M | 1.04% | 5.13M | 4.32% |
| Apr 01, 2025 | 19.2M | 1.11% | 5.95M | 4.46% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.57% | 3.33% | 52.47% | |
| $25.0M deposit | 1.42% (-0.15%) | 3.20% (-0.13%) | 49.44% | |
| $50.0M deposit | 1.29% (-0.28%) | 3.08% (-0.26%) | 46.73% | |
| $100.0M deposit | 1.09% (-0.48%) | 2.87% (-0.46%) | 42.13% | |
| $250.0M deposit | 0.72% (-0.86%) | 2.44% (-0.89%) | 32.51% |
Showing the immediate impact of borrow events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.57% | 3.33% | 52.47% | |
| $10.0M borrow | 1.70% (+0.13%) | 3.44% (+0.11%) | 54.93% | |
| $25.0M borrow | 1.90% (+0.33%) | 3.60% (+0.27%) | 58.61% | |
| $50.0M borrow | 2.26% (+0.69%) | 3.88% (+0.55%) | 64.75% | |
| $100.0M borrow | 3.07% (+1.49%) | 4.42% (+1.09%) | 77.03% |
Showing the immediate impact of repayment events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.57% | 3.33% | 52.47% | |
| $10.0M repayment | 1.45% (-0.12%) | 3.22% (-0.11%) | 50.01% | |
| $25.0M repayment | 1.28% (-0.30%) | 3.06% (-0.27%) | 46.33% | |
| $50.0M repayment | 1.01% (-0.57%) | 2.79% (-0.55%) | 40.19% | |
| $100.0M repayment | 0.56% (-1.01%) | 2.24% (-1.09%) | 27.91% |
Showing the immediate impact of withdrawal events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.57% | 3.33% | 52.47% | |
| $10.0M withdrawal | 1.64% (+0.07%) | 3.39% (+0.06%) | 53.79% | |
| $25.0M withdrawal | 1.75% (+0.18%) | 3.48% (+0.15%) | 55.90% | |
| $50.0M withdrawal | 1.97% (+0.40%) | 3.66% (+0.33%) | 59.81% | |
| $100.0M withdrawal | 2.56% (+0.99%) | 4.09% (+0.76%) | 69.55% |