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Live and historical Aave rates
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PYUSD
PYUSD token icon PYUSD
PayPal USD
Market
Protocol
aave icon Aave
Supply APR
Current interest rate being earned by depositors
4.10%
Market is eligible for incentives via Merkl (merkl.xyz).
Action: Lend PYUSD on Aave (net lending)
Protocol APR: 1.61%
Reward APR: 2.49% aEthPYUSD
Total APR: 4.10%
Borrow APR
Current interest rate being paid by borrowers
3.15%
Supplied ($)
Total value currently deposited in USD terms
$463.9M
Borrowed ($)
Total value currently borrowed in USD terms
$263.3M
Oracle price
Asset price from market oracle
$1
Supplied
463.9M PYUSD
Borrowed
263.3M PYUSD
View and export 5+ years of historical data with Aavescan Pro.
Line chart showing historical data for PYUSD on Ethereum V3 Line chart showing historical data for PYUSD on Ethereum V3
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View and export 5+ years of historical data with Aavescan Pro.
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Borrow APR chevron down
Line chart showing Borrow APR for PYUSD on Ethereum V3 Line chart showing Borrow APR for PYUSD on Ethereum V3
Supply APR chevron down
Line chart showing Supply APR for PYUSD on Ethereum V3 Line chart showing Supply APR for PYUSD on Ethereum V3
Supplied ($) chevron down
Line chart showing Supplied ($) for PYUSD on Ethereum V3 Line chart showing Supplied ($) for PYUSD on Ethereum V3
Borrowed ($) chevron down
Line chart showing Borrowed ($) for PYUSD on Ethereum V3 Line chart showing Borrowed ($) for PYUSD on Ethereum V3
Util chevron down
Line chart showing Util for PYUSD on Ethereum V3 Line chart showing Util for PYUSD on Ethereum V3
Supplied chevron down
Line chart showing Supplied for PYUSD on Ethereum V3 Line chart showing Supplied for PYUSD on Ethereum V3
Borrowed chevron down
Line chart showing Borrowed for PYUSD on Ethereum V3 Line chart showing Borrowed for PYUSD on Ethereum V3
Price ($) chevron down
Line chart showing Price ($) for PYUSD on Ethereum V3 Line chart showing Price ($) for PYUSD on Ethereum V3

Average PYUSD lending rates

Showing the average APRs over historical periods for PYUSD on Aave V3 Ethereum.

Rate1d7d30d6m1y
Average Supply APR 2.06%1.90%1.88%1.68%1.77%
Average Borrow APR 4.03%3.49%3.42%3.88%4.77%

Daily snapshots

Showing daily snapshots (midnight UTC) for PYUSD on Aave V3 Ethereum.

Date
Supplied
Supply APR
Borrowed
Borrow APR
Feb 12, 2026 463.9M 1.61% 263.3M 3.15%
Feb 12, 2026 467.6M 1.62% 266.1M 3.16%
Feb 11, 2026 477.7M 1.64% 274.0M 3.19%
Feb 10, 2026 495.1M 1.58% 278.4M 3.12%
Feb 09, 2026 441.9M 1.96% 276.9M 3.48%
Feb 08, 2026 445.1M 1.91% 275.4M 3.44%
Feb 07, 2026 442.5M 1.86% 270.0M 3.39%
Download 90 days CSV PRO Download Entire History CSV Free: up to 1 year history, 90-day CSV export. Pro: full history and exports.

Monthly snapshots

Showing monthly snapshots with average APRs over the preceding 30 days for PYUSD on Aave V3 Ethereum.

Date
Supplied
Supply APR 30d
Borrowed
Borrow APR 30d
Feb 01, 2026 367.1M 1.86% 236.1M 3.42%
Jan 01, 2026 401.0M 1.94% 239.3M 3.62%
Dec 01, 2025 300.0M 1.47% 179.9M 3.27%
Nov 01, 2025 233.6M 0.55% 68.1M 2.20%
Oct 01, 2025 14.7M 2.25% 7.20M 6.05%
Sep 01, 2025 11.4M 1.80% 5.10M 5.55%
Aug 01, 2025 11.3M 2.10% 4.16M 6.09%
Jul 01, 2025 11.9M 2.20% 5.24M 6.26%
Jun 01, 2025 17.4M 1.82% 7.86M 5.62%
May 01, 2025 17.1M 0.91% 5.13M 3.98%
Apr 01, 2025 19.2M 1.88% 5.95M 5.79%
Free: up to 1 year history, 90-day CSV export. Pro: full history and exports.

Liquidity impact

Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.

Showing the immediate impact of deposit events for PYUSD on Aave V3 Ethereum.

Action Supply APR
Supply APR after the deposit (change from current)
Borrow APR
Borrow APR after the deposit (change from current)
Utilization
Utilization after the deposit
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
current 1.61% 3.15% 56.77%
$25.0M deposit 1.45% (-0.16%) 2.99% (-0.16%) 53.87%
$50.0M deposit 1.31% (-0.30%) 2.85% (-0.31%) 51.25%
$100.0M deposit 1.09% (-0.52%) 2.59% (-0.56%) 46.70%
$250.0M deposit 0.68% (-0.93%) 2.05% (-1.10%) 36.89%

Showing the immediate impact of borrow events for PYUSD on Aave V3 Ethereum.

Action Supply APR
Supply APR after the borrow (change from current)
Borrow APR
Borrow APR after the borrow (change from current)
Utilization
Utilization after the borrow
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
current 1.61% 3.15% 56.77%
$10.0M borrow 1.74% (+0.12%) 3.27% (+0.12%) 58.92%
$25.0M borrow 1.93% (+0.32%) 3.45% (+0.30%) 62.16%
$50.0M borrow 2.28% (+0.67%) 3.75% (+0.60%) 67.55%
$100.0M borrow 3.07% (+1.46%) 4.35% (+1.20%) 78.33%

Showing the immediate impact of repayment events for PYUSD on Aave V3 Ethereum.

Action Supply APR
Supply APR after the repayment (change from current)
Borrow APR
Borrow APR after the repayment (change from current)
Utilization
Utilization after the repayment
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
current 1.61% 3.15% 56.77%
$25.0M repayment 1.32% (-0.29%) 2.85% (-0.30%) 51.38%
$50.0M repayment 1.06% (-0.55%) 2.56% (-0.60%) 45.99%
$100.0M repayment 0.62% (-0.99%) 1.96% (-1.20%) 35.21%
$250.0M repayment 0.00% (-1.61%) 0.16% (-2.99%) 2.87%

Showing the immediate impact of withdrawal events for PYUSD on Aave V3 Ethereum.

Action Supply APR
Supply APR after the withdrawal (change from current)
Borrow APR
Borrow APR after the withdrawal (change from current)
Utilization
Utilization after the withdrawal
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
current 1.61% 3.15% 56.77%
$10.0M withdrawal 1.68% (+0.07%) 3.22% (+0.07%) 58.02%
$25.0M withdrawal 1.80% (+0.19%) 3.33% (+0.18%) 60.00%
$50.0M withdrawal 2.02% (+0.41%) 3.53% (+0.38%) 63.63%
$100.0M withdrawal 2.62% (+1.01%) 4.02% (+0.87%) 72.37%