Aave
Average PYUSD lending rates
Showing the average APRs over historical periods for PYUSD on Aave V3 Ethereum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.72% | 1.70% | 1.54% | 1.71% | 2.62% |
| Average Borrow APR | 3.42% | 3.40% | 3.33% | 4.84% | 6.22% |
Daily snapshots
Showing daily snapshots (midnight UTC) for PYUSD on Aave V3 Ethereum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 300.0M | 1.98% | 179.8M | 3.66% |
| Dec 04, 2025 | 300.0M | 1.98% | 179.9M | 3.66% |
| Dec 03, 2025 | 300.0M | 1.98% | 179.9M | 3.66% |
| Dec 02, 2025 | 300.0M | 1.98% | 179.9M | 3.66% |
| Dec 01, 2025 | 300.0M | 1.98% | 179.9M | 3.66% |
| Nov 30, 2025 | 300.0M | 1.98% | 179.9M | 3.66% |
| Nov 29, 2025 | 300.0M | 1.98% | 179.9M | 3.66% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for PYUSD on Aave V3 Ethereum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 300.0M | 1.47% | 179.9M | 3.27% |
| Nov 01, 2025 | 233.6M | 0.55% | 68.1M | 2.20% |
| Oct 01, 2025 | 14.7M | 2.25% | 7.20M | 6.05% |
| Sep 01, 2025 | 11.4M | 1.80% | 5.10M | 5.55% |
| Aug 01, 2025 | 11.3M | 2.10% | 4.16M | 6.09% |
| Jul 01, 2025 | 11.9M | 2.20% | 5.24M | 6.26% |
| Jun 01, 2025 | 17.4M | 1.82% | 7.86M | 5.62% |
| May 01, 2025 | 17.1M | 0.91% | 5.13M | 3.98% |
| Apr 01, 2025 | 19.2M | 1.88% | 5.95M | 5.79% |
| Mar 01, 2025 | 15.0M | 3.85% | 7.38M | 8.31% |
| Feb 01, 2025 | 12.8M | 6.37% | 8.75M | 11.24% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.72% | 3.41% | 55.86% | |
| $25.0M deposit | 1.46% (-0.25%) | 3.15% (-0.26%) | 51.56% | |
| $50.0M deposit | 1.26% (-0.46%) | 2.93% (-0.49%) | 47.88% | |
| $100.0M deposit | 0.97% (-0.75%) | 2.56% (-0.85%) | 41.89% | |
| $250.0M deposit | 0.51% (-1.21%) | 1.86% (-1.55%) | 30.47% |
Showing the immediate impact of borrow events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.72% | 3.41% | 55.86% | |
| $10.0M borrow | 1.93% (+0.21%) | 3.62% (+0.20%) | 59.20% | |
| $25.0M borrow | 2.27% (+0.55%) | 3.92% (+0.51%) | 64.20% | |
| $50.0M borrow | 2.89% (+1.18%) | 4.43% (+1.02%) | 72.53% | |
| $100.0M borrow | 4.38% (+2.66%) | 5.45% (+2.04%) | 89.20% |
Showing the immediate impact of repayment events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.72% | 3.41% | 55.86% | |
| $10.0M repayment | 1.52% (-0.20%) | 3.21% (-0.20%) | 52.53% | |
| $25.0M repayment | 1.24% (-0.47%) | 2.90% (-0.51%) | 47.53% | |
| $50.0M repayment | 0.84% (-0.87%) | 2.39% (-1.02%) | 39.19% | |
| $100.0M repayment | 0.28% (-1.44%) | 1.38% (-2.04%) | 22.52% |
Showing the immediate impact of withdrawal events for PYUSD on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.72% | 3.41% | 55.86% | |
| $10.0M withdrawal | 1.84% (+0.12%) | 3.53% (+0.12%) | 57.79% | |
| $25.0M withdrawal | 2.04% (+0.33%) | 3.72% (+0.31%) | 60.94% | |
| $50.0M withdrawal | 2.47% (+0.76%) | 4.10% (+0.68%) | 67.04% | |
| $100.0M withdrawal | 3.86% (+2.15%) | 5.12% (+1.71%) | 83.80% |