Aave
Average tBTC lending rates
Showing the average APRs over historical periods for tBTC on Aave V3 Ethereum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.01% | 0.00% | 0.00% | 0.01% | 0.01% |
| Average Borrow APR | 0.39% | 0.38% | 0.36% | 0.29% | 0.24% |
Daily snapshots
Showing daily snapshots (midnight UTC) for tBTC on Aave V3 Ethereum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 15, 2026 | 1.7K | 0.01% | 48 | 0.39% |
| Jan 14, 2026 | 1.7K | 0.00% | 46 | 0.38% |
| Jan 13, 2026 | 1.7K | 0.00% | 42 | 0.37% |
| Jan 12, 2026 | 1.8K | 0.00% | 44 | 0.38% |
| Jan 11, 2026 | 1.7K | 0.00% | 42 | 0.37% |
| Jan 10, 2026 | 1.7K | 0.00% | 42 | 0.37% |
| Jan 09, 2026 | 1.7K | 0.01% | 48 | 0.39% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for tBTC on Aave V3 Ethereum.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 1.7K | 0.00% | 64 | 0.31% |
| Dec 01, 2025 | 1.8K | 0.00% | 21 | 0.27% |
| Nov 01, 2025 | 2.0K | 0.02% | 127 | 0.43% |
| Oct 01, 2025 | 1.8K | 0.00% | 65 | 0.16% |
| Sep 01, 2025 | 1.9K | 0.01% | 103 | 0.25% |
| Aug 01, 2025 | 2.0K | 0.00% | 74 | 0.16% |
| Jul 01, 2025 | 1.6K | 0.01% | 44 | 0.12% |
| Jun 01, 2025 | 1.5K | 0.00% | 56 | 0.16% |
| May 01, 2025 | 1.3K | 0.00% | 55 | 0.21% |
| Apr 01, 2025 | 1.1K | 0.01% | 45 | 0.26% |
| Mar 01, 2025 | 1.0K | 0.02% | 28 | 0.30% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for tBTC on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.38% | 2.65% | |
| $10.0M deposit | 0.00% (-0.00%) | 0.38% (-0.01%) | 2.50% | |
| $25.0M deposit | 0.00% (-0.00%) | 0.37% (-0.02%) | 2.31% | |
| $50.0M deposit | 0.00% (-0.00%) | 0.35% (-0.03%) | 2.05% | |
| $100.0M deposit | 0.00% (-0.00%) | 0.33% (-0.05%) | 1.67% |
Showing the immediate impact of borrow events for tBTC on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.38% | 2.65% | |
| $10.0M borrow | 0.03% (+0.02%) | 0.68% (+0.30%) | 8.57% | |
| $25.0M borrow | 0.10% (+0.09%) | 1.12% (+0.74%) | 17.44% | |
| $50.0M borrow | 0.30% (+0.29%) | 1.86% (+1.48%) | 32.23% | |
| $100.0M borrow | 1.03% (+1.03%) | 3.34% (+2.96%) | 61.81% |
Showing the immediate impact of repayment events for tBTC on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.38% | 2.65% | |
| $1.00M repayment | 0.00% (-0.00%) | 0.35% (-0.03%) | 2.06% |
Showing the immediate impact of withdrawal events for tBTC on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.38% | 2.65% | |
| $10.0M withdrawal | 0.01% (+0.00%) | 0.39% (+0.01%) | 2.82% | |
| $25.0M withdrawal | 0.01% (+0.00%) | 0.41% (+0.02%) | 3.11% | |
| $50.0M withdrawal | 0.01% (+0.00%) | 0.44% (+0.06%) | 3.77% | |
| $100.0M withdrawal | 0.02% (+0.01%) | 0.57% (+0.19%) | 6.49% |