Aave
Average USDe lending rates
Showing the average APRs over historical periods for USDe on Aave V3 Ethereum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.79% | 1.86% | 1.63% | 2.89% | 2.83% |
| Average Borrow APR | 3.77% | 3.81% | 3.59% | 5.28% | 5.35% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDe on Aave V3 Ethereum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 1.11B | 1.74% | 702.5M | 3.68% |
| Jan 28, 2026 | 1.11B | 1.77% | 704.8M | 3.71% |
| Jan 27, 2026 | 1.09B | 1.84% | 708.1M | 3.78% |
| Jan 26, 2026 | 1.08B | 1.87% | 709.6M | 3.82% |
| Jan 25, 2026 | 1.04B | 2.00% | 704.9M | 3.95% |
| Jan 24, 2026 | 1.03B | 1.82% | 662.5M | 3.76% |
| Jan 23, 2026 | 1.03B | 1.81% | 662.6M | 3.75% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDe on Aave V3 Ethereum.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 814.9M | 1.46% | 449.0M | 3.52% |
| Dec 01, 2025 | 871.7M | 2.28% | 405.7M | 4.54% |
| Nov 01, 2025 | 881.6M | 3.08% | 635.7M | 5.49% |
| Oct 01, 2025 | 1.22B | 4.38% | 862.2M | 7.05% |
| Sep 01, 2025 | 1.51B | 4.48% | 1.18B | 7.44% |
| Aug 01, 2025 | 991.2M | 4.00% | 772.9M | 6.87% |
| Jul 01, 2025 | 490.1M | 3.15% | 388.4M | 5.67% |
| Jun 01, 2025 | 647.5M | 0.98% | 501.2M | 2.87% |
| May 01, 2025 | 422.6M | 0.34% | 95.9M | 1.52% |
| Apr 01, 2025 | 89.5M | 3.33% | 39.6M | 6.59% |
| Mar 01, 2025 | 36.7M | 5.03% | 24.5M | 9.56% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDe on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.72% | 3.66% | 62.77% | |
| $100.0M deposit | 1.45% (-0.27%) | 3.36% (-0.30%) | 57.59% | |
| $250.0M deposit | 1.15% (-0.57%) | 2.99% (-0.67%) | 51.25% | |
| $500.0M deposit | 0.82% (-0.90%) | 2.53% (-1.14%) | 43.30% | |
| $1.00B deposit | 0.48% (-1.25%) | 1.93% (-1.73%) | 33.05% |
Showing the immediate impact of borrow events for USDe on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.72% | 3.66% | 62.77% | |
| $25.0M borrow | 1.85% (+0.13%) | 3.79% (+0.13%) | 65.02% | |
| $50.0M borrow | 1.98% (+0.26%) | 3.92% (+0.26%) | 67.27% | |
| $100.0M borrow | 2.25% (+0.53%) | 4.19% (+0.52%) | 71.77% | |
| $250.0M borrow | 3.18% (+1.46%) | 4.97% (+1.31%) | 85.26% |
Showing the immediate impact of repayment events for USDe on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.72% | 3.66% | 62.77% | |
| $50.0M repayment | 1.49% (-0.24%) | 3.40% (-0.26%) | 58.27% | |
| $100.0M repayment | 1.27% (-0.46%) | 3.14% (-0.52%) | 53.78% | |
| $250.0M repayment | 0.71% (-1.01%) | 2.35% (-1.31%) | 40.28% | |
| $500.0M repayment | 0.14% (-1.59%) | 1.04% (-2.62%) | 17.79% |
Showing the immediate impact of withdrawal events for USDe on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.72% | 3.66% | 62.77% | |
| $25.0M withdrawal | 1.80% (+0.08%) | 3.75% (+0.08%) | 64.22% | |
| $50.0M withdrawal | 1.89% (+0.17%) | 3.83% (+0.17%) | 65.73% | |
| $100.0M withdrawal | 2.08% (+0.36%) | 4.02% (+0.36%) | 68.98% | |
| $250.0M withdrawal | 2.87% (+1.15%) | 4.72% (+1.06%) | 80.98% |