Aave
Average WBTC lending rates
Showing the average APRs over historical periods for WBTC on Aave V3 Ethereum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.01% | 0.01% | 0.01% | 0.01% | 0.02% |
| Average Borrow APR | 0.42% | 0.40% | 0.41% | 0.30% | 0.35% |
Daily snapshots
Showing daily snapshots (midnight UTC) for WBTC on Aave V3 Ethereum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 42.4K | 0.01% | 1.4K | 0.42% |
| Jan 28, 2026 | 42.4K | 0.01% | 1.4K | 0.41% |
| Jan 27, 2026 | 42.5K | 0.01% | 1.3K | 0.40% |
| Jan 26, 2026 | 43.1K | 0.01% | 1.3K | 0.40% |
| Jan 25, 2026 | 43.4K | 0.01% | 1.3K | 0.40% |
| Jan 24, 2026 | 43.4K | 0.01% | 1.3K | 0.40% |
| Jan 23, 2026 | 43.4K | 0.01% | 1.3K | 0.40% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for WBTC on Aave V3 Ethereum.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 43.8K | 0.01% | 1.4K | 0.41% |
| Dec 01, 2025 | 43.4K | 0.01% | 1.4K | 0.30% |
| Nov 01, 2025 | 45.7K | 0.00% | 1.8K | 0.18% |
| Oct 01, 2025 | 46.6K | 0.01% | 1.8K | 0.25% |
| Sep 01, 2025 | 45.7K | 0.01% | 3.7K | 0.29% |
| Aug 01, 2025 | 43.9K | 0.01% | 2.4K | 0.24% |
| Jul 01, 2025 | 42.2K | 0.02% | 2.4K | 0.31% |
| Jun 01, 2025 | 42.3K | 0.02% | 3.0K | 0.44% |
| May 01, 2025 | 42.2K | 0.03% | 4.2K | 0.49% |
| Apr 01, 2025 | 41.3K | 0.04% | 4.2K | 0.50% |
| Mar 01, 2025 | 36.4K | 0.04% | 3.2K | 0.43% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for WBTC on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.42% | 3.34% | |
| $100.0M deposit | 0.01% (-0.00%) | 0.41% (-0.00%) | 3.26% | |
| $250.0M deposit | 0.01% (-0.00%) | 0.41% (-0.01%) | 3.13% | |
| $500.0M deposit | 0.01% (-0.00%) | 0.40% (-0.02%) | 2.95% | |
| $1.00B deposit | 0.01% (-0.00%) | 0.38% (-0.04%) | 2.64% |
Showing the immediate impact of borrow events for WBTC on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.42% | 3.34% | |
| $100.0M borrow | 0.02% (+0.01%) | 0.55% (+0.13%) | 6.02% | |
| $250.0M borrow | 0.04% (+0.03%) | 0.75% (+0.33%) | 10.04% | |
| $500.0M borrow | 0.09% (+0.08%) | 1.09% (+0.67%) | 16.73% | |
| $1.00B borrow | 0.26% (+0.26%) | 1.76% (+1.34%) | 30.12% |
Showing the immediate impact of repayment events for WBTC on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.42% | 3.34% | |
| $10.0M repayment | 0.01% (-0.00%) | 0.40% (-0.01%) | 3.08% | |
| $25.0M repayment | 0.01% (-0.00%) | 0.38% (-0.03%) | 2.67% | |
| $50.0M repayment | 0.00% (-0.00%) | 0.35% (-0.07%) | 2.01% | |
| $100.0M repayment | 0.00% (-0.01%) | 0.28% (-0.13%) | 0.67% |
Showing the immediate impact of withdrawal events for WBTC on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.42% | 3.34% | |
| $100.0M withdrawal | 0.01% (+0.00%) | 0.42% (+0.00%) | 3.44% | |
| $250.0M withdrawal | 0.01% (+0.00%) | 0.43% (+0.01%) | 3.58% | |
| $500.0M withdrawal | 0.01% (+0.00%) | 0.44% (+0.03%) | 3.86% | |
| $1.00B withdrawal | 0.01% (+0.00%) | 0.48% (+0.06%) | 4.57% |