Aave
Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 4.03% | 3.70% | 3.70% | 3.97% | 4.21% |
| Average Borrow APR | 5.97% | 5.54% | 5.67% | 6.03% | 6.80% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Optimism.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 1.12M | 3.65% | 1.00M | 5.46% |
| Dec 04, 2025 | 1.12M | 4.26% | 1.01M | 6.29% |
| Dec 03, 2025 | 1.12M | 3.66% | 999.9K | 5.46% |
| Dec 02, 2025 | 1.12M | 3.64% | 998.1K | 5.44% |
| Dec 01, 2025 | 1.12M | 3.62% | 994.3K | 5.43% |
| Nov 30, 2025 | 1.12M | 3.62% | 994.2K | 5.43% |
| Nov 29, 2025 | 1.12M | 3.62% | 994.0K | 5.43% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for DAI on Aave V3 Optimism.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 1.12M | 3.74% | 994.3K | 5.74% |
| Nov 01, 2025 | 1.32M | 4.26% | 1.15M | 6.42% |
| Oct 01, 2025 | 1.42M | 4.86% | 1.29M | 7.24% |
| Sep 01, 2025 | 1.48M | 4.07% | 1.31M | 6.11% |
| Aug 01, 2025 | 1.51M | 3.71% | 1.35M | 5.58% |
| Jul 01, 2025 | 1.65M | 2.96% | 1.36M | 4.90% |
| Jun 01, 2025 | 1.68M | 2.90% | 1.35M | 4.89% |
| May 01, 2025 | 1.73M | 2.05% | 1.35M | 4.26% |
| Apr 01, 2025 | 2.43M | 2.96% | 1.61M | 5.90% |
| Mar 01, 2025 | 2.56M | 5.02% | 1.83M | 8.77% |
| Feb 01, 2025 | 2.72M | 7.12% | 2.19M | 11.35% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.65% | 5.46% | 89.29% | |
| $1.00M deposit | 1.02% (-2.63%) | 2.89% (-2.57%) | 47.27% |
Showing the immediate impact of borrow events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.65% | 5.46% | 89.29% |
Showing the immediate impact of repayment events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.65% | 5.46% | 89.29% | |
| $1.00M repayment | 0.00% (-3.65%) | 0.02% (-5.43%) | 0.38% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.65% | 5.46% | 89.29% |