Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Optimism (incentives not included).
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.90% | 2.38% | 2.00% | 3.03% | 3.35% |
| Average Borrow APR | 7.32% | 4.44% | 3.90% | 4.90% | 5.32% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 13, 2026 | 853.7K | 2.10% | 606.6K | 3.95% |
| Apr 12, 2026 | 853.6K | 2.13% | 609.9K | 3.97% |
| Apr 11, 2026 | 854.0K | 2.12% | 609.8K | 3.97% |
| Apr 10, 2026 | 808.1K | 2.37% | 609.8K | 4.19% |
| Apr 09, 2026 | 787.7K | 2.50% | 609.6K | 4.30% |
| Apr 08, 2026 | 883.3K | 2.00% | 612.1K | 3.85% |
| Apr 07, 2026 | 906.8K | 1.91% | 613.9K | 3.76% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for DAI on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 01, 2026 | 915.7K | 1.89% | 617.0K | 3.74% |
| Mar 01, 2026 | 929.8K | 2.17% | 670.2K | 4.00% |
| Feb 01, 2026 | 1.10M | 2.79% | 903.6K | 4.54% |
| Jan 01, 2026 | 1.12M | 3.55% | 987.4K | 5.38% |
| Dec 01, 2025 | 1.12M | 3.62% | 994.3K | 5.43% |
| Nov 01, 2025 | 1.32M | 3.80% | 1.15M | 5.81% |
| Oct 01, 2025 | 1.42M | 5.66% | 1.29M | 8.35% |
| Sep 01, 2025 | 1.48M | 4.26% | 1.31M | 6.40% |
| Aug 01, 2025 | 1.51M | 3.68% | 1.35M | 5.47% |
| Jul 01, 2025 | 1.65M | 3.13% | 1.36M | 5.05% |
| Jun 01, 2025 | 1.68M | 2.95% | 1.35M | 4.90% |
| May 01, 2025 | 1.73M | 3.04% | 1.35M | 5.20% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.11% | 3.95% | 71.14% |
Showing the immediate impact of borrow events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.11% | 3.95% | 71.14% |
Showing the immediate impact of repayment events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.11% | 3.95% | 71.14% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.11% | 3.95% | 71.14% |