Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.99% | 2.07% | 2.21% | 3.50% | 3.35% |
| Average Borrow APR | 3.85% | 3.93% | 4.05% | 5.44% | 5.36% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 928.2K | 1.96% | 637.3K | 3.81% |
| Mar 14, 2026 | 928.1K | 2.03% | 647.2K | 3.87% |
| Mar 13, 2026 | 928.0K | 2.04% | 648.8K | 3.88% |
| Mar 12, 2026 | 928.0K | 2.05% | 651.6K | 3.90% |
| Mar 11, 2026 | 927.0K | 2.07% | 653.6K | 3.92% |
| Mar 10, 2026 | 929.8K | 2.06% | 653.0K | 3.90% |
| Mar 09, 2026 | 929.9K | 2.16% | 669.9K | 4.00% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for DAI on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 929.8K | 2.17% | 670.2K | 4.00% |
| Feb 01, 2026 | 1.10M | 2.79% | 903.6K | 4.54% |
| Jan 01, 2026 | 1.12M | 3.55% | 987.4K | 5.38% |
| Dec 01, 2025 | 1.12M | 3.62% | 994.3K | 5.43% |
| Nov 01, 2025 | 1.32M | 3.80% | 1.15M | 5.81% |
| Oct 01, 2025 | 1.42M | 5.66% | 1.29M | 8.35% |
| Sep 01, 2025 | 1.48M | 4.26% | 1.31M | 6.40% |
| Aug 01, 2025 | 1.51M | 3.68% | 1.35M | 5.47% |
| Jul 01, 2025 | 1.65M | 3.13% | 1.36M | 5.05% |
| Jun 01, 2025 | 1.68M | 2.95% | 1.35M | 4.90% |
| May 01, 2025 | 1.73M | 3.04% | 1.35M | 5.20% |
| Apr 01, 2025 | 2.43M | 2.20% | 1.61M | 4.42% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.94% | 3.79% | 68.23% |
Showing the immediate impact of borrow events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.94% | 3.79% | 68.23% |
Showing the immediate impact of repayment events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.94% | 3.79% | 68.23% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.94% | 3.79% | 68.23% |