Aave
Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.64% | 3.50% | 3.61% | 4.00% | 4.07% |
| Average Borrow APR | 5.57% | 5.34% | 5.52% | 6.05% | 6.59% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Optimism.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 1.12M | 3.57% | 989.9K | 5.39% |
| Dec 14, 2025 | 1.14M | 3.44% | 989.4K | 5.29% |
| Dec 13, 2025 | 1.14M | 3.44% | 989.8K | 5.29% |
| Dec 12, 2025 | 1.15M | 3.42% | 990.0K | 5.28% |
| Dec 11, 2025 | 1.14M | 3.45% | 989.8K | 5.30% |
| Dec 10, 2025 | 1.14M | 3.55% | 1.01M | 5.38% |
| Dec 09, 2025 | 1.14M | 3.55% | 1.01M | 5.38% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for DAI on Aave V3 Optimism.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 1.12M | 3.74% | 994.3K | 5.74% |
| Nov 01, 2025 | 1.32M | 4.26% | 1.15M | 6.42% |
| Oct 01, 2025 | 1.42M | 4.86% | 1.29M | 7.24% |
| Sep 01, 2025 | 1.48M | 4.07% | 1.31M | 6.11% |
| Aug 01, 2025 | 1.51M | 3.71% | 1.35M | 5.58% |
| Jul 01, 2025 | 1.65M | 2.96% | 1.36M | 4.90% |
| Jun 01, 2025 | 1.68M | 2.90% | 1.35M | 4.89% |
| May 01, 2025 | 1.73M | 2.05% | 1.35M | 4.26% |
| Apr 01, 2025 | 2.43M | 2.96% | 1.61M | 5.90% |
| Mar 01, 2025 | 2.56M | 5.02% | 1.83M | 8.77% |
| Feb 01, 2025 | 2.72M | 7.12% | 2.19M | 11.35% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.57% | 5.39% | 88.21% | |
| $1.00M deposit | 1.00% (-2.57%) | 2.85% (-2.54%) | 46.64% |
Showing the immediate impact of borrow events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.57% | 5.39% | 88.21% |
Showing the immediate impact of repayment events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.57% | 5.39% | 88.21% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.57% | 5.39% | 88.21% |