Aave
Average WBTC lending rates
Showing the average APRs over historical periods for WBTC on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.02% | 0.02% | 0.02% | 0.01% | 0.02% |
| Average Borrow APR | 0.76% | 0.74% | 0.74% | 0.45% | 0.35% |
Daily snapshots
Showing daily snapshots (midnight UTC) for WBTC on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 271 | 0.02% | 13 | 0.75% |
| Jan 28, 2026 | 271 | 0.02% | 13 | 0.74% |
| Jan 27, 2026 | 271 | 0.02% | 13 | 0.74% |
| Jan 26, 2026 | 272 | 0.02% | 13 | 0.74% |
| Jan 25, 2026 | 272 | 0.02% | 13 | 0.74% |
| Jan 24, 2026 | 272 | 0.02% | 13 | 0.74% |
| Jan 23, 2026 | 273 | 0.02% | 13 | 0.74% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for WBTC on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 282 | 0.02% | 13 | 0.75% |
| Dec 01, 2025 | 284 | 0.01% | 15 | 0.48% |
| Nov 01, 2025 | 311 | 0.01% | 16 | 0.24% |
| Oct 01, 2025 | 331 | 0.01% | 15 | 0.24% |
| Sep 01, 2025 | 335 | 0.01% | 17 | 0.25% |
| Aug 01, 2025 | 355 | 0.01% | 17 | 0.24% |
| Jul 01, 2025 | 368 | 0.02% | 18 | 0.24% |
| Jun 01, 2025 | 380 | 0.01% | 18 | 0.22% |
| May 01, 2025 | 397 | 0.02% | 17 | 0.22% |
| Apr 01, 2025 | 399 | 0.03% | 22 | 0.29% |
| Mar 01, 2025 | 424 | 0.03% | 26 | 0.34% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for WBTC on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.02% | 0.75% | 4.91% | |
| $1.00M deposit | 0.02% (-0.00%) | 0.74% (-0.01%) | 4.71% | |
| $5.00M deposit | 0.01% (-0.00%) | 0.70% (-0.04%) | 4.06% | |
| $10.0M deposit | 0.01% (-0.01%) | 0.67% (-0.07%) | 3.46% |
Showing the immediate impact of borrow events for WBTC on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.02% | 0.75% | 4.91% | |
| $1.00M borrow | 0.04% (+0.03%) | 0.96% (+0.21%) | 9.12% | |
| $5.00M borrow | 0.23% (+0.21%) | 1.80% (+1.05%) | 25.94% | |
| $10.0M borrow | 0.67% (+0.65%) | 2.85% (+2.10%) | 46.98% |
Showing the immediate impact of repayment events for WBTC on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.02% | 0.75% | 4.91% | |
| $1.00M repayment | 0.00% (-0.02%) | 0.54% (-0.21%) | 0.71% |
Showing the immediate impact of withdrawal events for WBTC on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.02% | 0.75% | 4.91% | |
| $1.00M withdrawal | 0.02% (+0.00%) | 0.76% (+0.01%) | 5.13% | |
| $5.00M withdrawal | 0.03% (+0.01%) | 0.81% (+0.07%) | 6.22% | |
| $10.0M withdrawal | 0.04% (+0.02%) | 0.92% (+0.18%) | 8.48% |