Aave
Average DAI lending rates
Showing the average APRs over historical periods for DAI on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.31% | 3.25% | 3.53% | 4.11% | 4.96% |
| Average Borrow APR | 6.60% | 6.59% | 6.85% | 7.39% | 8.46% |
Daily snapshots
Showing daily snapshots (midnight UTC) for DAI on Aave V3 Polygon.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 5.34M | 3.36% | 3.58M | 6.70% |
| Dec 04, 2025 | 5.37M | 3.34% | 3.58M | 6.67% |
| Dec 03, 2025 | 5.43M | 3.27% | 3.59M | 6.60% |
| Dec 02, 2025 | 5.51M | 3.17% | 3.59M | 6.51% |
| Dec 01, 2025 | 5.40M | 3.31% | 3.59M | 6.64% |
| Nov 30, 2025 | 5.52M | 3.16% | 3.58M | 6.49% |
| Nov 29, 2025 | 5.41M | 3.30% | 3.59M | 6.64% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for DAI on Aave V3 Polygon.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 5.40M | 3.68% | 3.59M | 7.00% |
| Nov 01, 2025 | 5.95M | 4.65% | 4.38M | 7.87% |
| Oct 01, 2025 | 6.00M | 4.40% | 4.65M | 7.66% |
| Sep 01, 2025 | 6.18M | 4.02% | 4.67M | 7.32% |
| Aug 01, 2025 | 6.13M | 4.04% | 4.60M | 7.34% |
| Jul 01, 2025 | 6.52M | 3.90% | 4.74M | 7.21% |
| Jun 01, 2025 | 6.81M | 3.59% | 4.81M | 6.92% |
| May 01, 2025 | 7.09M | 3.86% | 4.85M | 7.17% |
| Apr 01, 2025 | 7.22M | 5.00% | 5.57M | 8.22% |
| Mar 01, 2025 | 7.68M | 4.96% | 5.62M | 8.67% |
| Feb 01, 2025 | 8.26M | 7.93% | 6.58M | 12.02% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for DAI on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.30% | 6.63% | 66.31% | |
| $1.00M deposit | 2.35% (-0.95%) | 5.59% (-1.04%) | 55.92% | |
| $5.00M deposit | 0.89% (-2.41%) | 3.44% (-3.19%) | 34.39% |
Showing the immediate impact of borrow events for DAI on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.30% | 6.63% | 66.31% | |
| $1.00M borrow | 5.40% (+2.11%) | 8.49% (+1.86%) | 84.87% |
Showing the immediate impact of repayment events for DAI on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.30% | 6.63% | 66.31% | |
| $1.00M repayment | 1.71% (-1.59%) | 4.77% (-1.86%) | 47.74% |
Showing the immediate impact of withdrawal events for DAI on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.30% | 6.63% | 66.31% | |
| $1.00M withdrawal | 4.97% (+1.67%) | 8.14% (+1.51%) | 81.42% |