Aave
Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.36% | 2.49% | 2.73% | 2.79% | 3.63% |
| Average Borrow APR | 8.09% | 8.32% | 8.71% | 8.83% | 10.14% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Polygon.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 4.76M | 2.31% | 3.43M | 8.02% |
| Dec 04, 2025 | 4.76M | 2.41% | 3.51M | 8.18% |
| Dec 03, 2025 | 4.98M | 2.25% | 3.54M | 7.90% |
| Dec 02, 2025 | 5.21M | 2.15% | 3.62M | 7.73% |
| Dec 01, 2025 | 4.56M | 2.87% | 3.66M | 8.92% |
| Nov 30, 2025 | 4.59M | 2.81% | 3.65M | 8.84% |
| Nov 29, 2025 | 4.64M | 2.75% | 3.65M | 8.74% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDCe on Aave V3 Polygon.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 4.56M | 2.82% | 3.66M | 8.86% |
| Nov 01, 2025 | 4.94M | 2.97% | 3.97M | 9.20% |
| Oct 01, 2025 | 5.16M | 2.67% | 4.21M | 8.61% |
| Sep 01, 2025 | 5.61M | 2.75% | 4.32M | 8.73% |
| Aug 01, 2025 | 5.92M | 2.63% | 4.54M | 8.54% |
| Jul 01, 2025 | 5.79M | 2.85% | 5.22M | 8.96% |
| Jun 01, 2025 | 6.79M | 3.15% | 5.15M | 9.58% |
| May 01, 2025 | 7.12M | 2.82% | 5.37M | 8.80% |
| Apr 01, 2025 | 7.74M | 3.15% | 6.22M | 9.44% |
| Mar 01, 2025 | 9.68M | 4.38% | 7.47M | 10.59% |
| Feb 01, 2025 | 9.78M | 6.50% | 8.67M | 14.70% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.33% | 8.05% | 72.44% | |
| $1.00M deposit | 1.59% (-0.74%) | 6.65% (-1.40%) | 59.85% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.33% | 8.05% | 72.44% | |
| $1.00M borrow | 8.94% (+6.61%) | 23.91% (+15.87%) | 93.48% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.33% | 8.05% | 72.44% | |
| $1.00M repayment | 1.17% (-1.16%) | 5.71% (-2.34%) | 51.41% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.33% | 8.05% | 72.44% | |
| $1.00M withdrawal | 6.23% (+3.89%) | 16.96% (+8.92%) | 91.74% |