Aave
Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.53% | 2.56% | 2.96% | 2.78% | 3.11% |
| Average Borrow APR | 8.31% | 8.43% | 9.21% | 8.82% | 9.30% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 15, 2026 | 5.43M | 2.63% | 4.18M | 8.55% |
| Jan 14, 2026 | 4.98M | 3.13% | 4.18M | 9.32% |
| Jan 13, 2026 | 5.52M | 2.57% | 4.20M | 8.45% |
| Jan 12, 2026 | 5.00M | 3.14% | 4.20M | 9.34% |
| Jan 11, 2026 | 5.44M | 2.65% | 4.20M | 8.57% |
| Jan 10, 2026 | 5.25M | 2.84% | 4.20M | 8.89% |
| Jan 09, 2026 | 5.65M | 2.37% | 4.13M | 8.12% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDCe on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 4.89M | 2.80% | 4.08M | 8.94% |
| Dec 01, 2025 | 4.56M | 2.82% | 3.66M | 8.86% |
| Nov 01, 2025 | 4.94M | 2.97% | 3.97M | 9.20% |
| Oct 01, 2025 | 5.16M | 2.67% | 4.21M | 8.61% |
| Sep 01, 2025 | 5.61M | 2.75% | 4.32M | 8.73% |
| Aug 01, 2025 | 5.92M | 2.63% | 4.54M | 8.54% |
| Jul 01, 2025 | 5.79M | 2.85% | 5.22M | 8.96% |
| Jun 01, 2025 | 6.79M | 3.15% | 5.15M | 9.58% |
| May 01, 2025 | 7.12M | 2.82% | 5.37M | 8.80% |
| Apr 01, 2025 | 7.74M | 3.15% | 6.22M | 9.44% |
| Mar 01, 2025 | 9.68M | 4.38% | 7.47M | 10.59% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.48% | 8.31% | 74.77% | |
| $1.00M deposit | 1.79% (-0.70%) | 7.05% (-1.26%) | 63.42% | |
| $5.00M deposit | 0.69% (-1.79%) | 4.38% (-3.92%) | 39.45% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.48% | 8.31% | 74.77% | |
| $1.00M borrow | 7.68% (+5.19%) | 20.71% (+12.40%) | 92.68% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.48% | 8.31% | 74.77% | |
| $1.00M repayment | 1.44% (-1.05%) | 6.32% (-1.99%) | 56.87% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.48% | 8.31% | 74.77% | |
| $1.00M withdrawal | 5.22% (+2.73%) | 14.32% (+6.01%) | 91.08% |