Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.76% | 2.94% | 2.70% | 2.92% | 2.88% |
| Average Borrow APR | 8.82% | 9.02% | 8.65% | 9.14% | 9.04% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 4.51M | 2.81% | 3.58M | 8.83% |
| Mar 14, 2026 | 4.30M | 3.08% | 3.58M | 9.25% |
| Mar 13, 2026 | 4.18M | 3.28% | 3.59M | 9.54% |
| Mar 12, 2026 | 4.18M | 3.30% | 3.60M | 9.57% |
| Mar 11, 2026 | 4.18M | 3.29% | 3.60M | 9.56% |
| Mar 10, 2026 | 4.70M | 2.61% | 3.60M | 8.51% |
| Mar 09, 2026 | 4.51M | 2.82% | 3.59M | 8.85% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for USDCe on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 4.47M | 2.89% | 3.61M | 8.97% |
| Feb 01, 2026 | 4.51M | 3.29% | 3.88M | 9.56% |
| Jan 01, 2026 | 4.89M | 3.10% | 4.08M | 9.28% |
| Dec 01, 2025 | 4.56M | 2.87% | 3.66M | 8.92% |
| Nov 01, 2025 | 4.94M | 2.88% | 3.97M | 8.94% |
| Oct 01, 2025 | 5.16M | 2.96% | 4.21M | 9.06% |
| Sep 01, 2025 | 5.61M | 2.63% | 4.32M | 8.55% |
| Aug 01, 2025 | 5.92M | 2.62% | 4.54M | 8.52% |
| Jul 01, 2025 | 5.79M | 3.80% | 5.22M | 10.53% |
| Jun 01, 2025 | 6.79M | 2.56% | 5.15M | 8.43% |
| May 01, 2025 | 7.12M | 2.53% | 5.37M | 8.38% |
| Apr 01, 2025 | 7.74M | 2.87% | 6.22M | 8.93% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.80% | 8.83% | 79.44% | |
| $1.00M deposit | 1.88% (-0.93%) | 7.22% (-1.60%) | 65.02% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.80% | 8.83% | 79.44% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.80% | 8.83% | 79.44% | |
| $1.00M repayment | 1.46% (-1.35%) | 6.36% (-2.46%) | 57.27% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.80% | 8.83% | 79.44% |