Aave
Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.24% | 3.95% | 3.50% | 2.91% | 3.01% |
| Average Borrow APR | 9.58% | 11.34% | 10.48% | 9.13% | 9.19% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 4.94M | 3.00% | 4.06M | 9.12% |
| Jan 28, 2026 | 4.82M | 3.15% | 4.06M | 9.36% |
| Jan 27, 2026 | 4.88M | 3.08% | 4.06M | 9.25% |
| Jan 26, 2026 | 4.71M | 3.30% | 4.06M | 9.58% |
| Jan 25, 2026 | 4.68M | 3.47% | 4.14M | 9.82% |
| Jan 24, 2026 | 4.45M | 8.24% | 4.14M | 22.15% |
| Jan 23, 2026 | 4.42M | 12.14% | 4.22M | 31.80% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDCe on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 4.89M | 2.80% | 4.08M | 8.94% |
| Dec 01, 2025 | 4.56M | 2.82% | 3.66M | 8.86% |
| Nov 01, 2025 | 4.94M | 2.97% | 3.97M | 9.20% |
| Oct 01, 2025 | 5.16M | 2.67% | 4.21M | 8.61% |
| Sep 01, 2025 | 5.61M | 2.75% | 4.32M | 8.73% |
| Aug 01, 2025 | 5.92M | 2.63% | 4.54M | 8.54% |
| Jul 01, 2025 | 5.79M | 2.85% | 5.22M | 8.96% |
| Jun 01, 2025 | 6.79M | 3.15% | 5.15M | 9.58% |
| May 01, 2025 | 7.12M | 2.82% | 5.37M | 8.80% |
| Apr 01, 2025 | 7.74M | 3.15% | 6.22M | 9.44% |
| Mar 01, 2025 | 9.68M | 4.38% | 7.47M | 10.59% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 3.00% | 9.12% | 82.11% | |
| $1.00M deposit | 2.07% (-0.92%) | 7.59% (-1.54%) | 68.29% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 3.00% | 9.12% | 82.11% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 3.00% | 9.12% | 82.11% | |
| $1.00M repayment | 1.70% (-1.30%) | 6.87% (-2.25%) | 61.86% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 3.00% | 9.12% | 82.11% |