Aave
Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.57% | 2.28% | 2.56% | 2.76% | 3.44% |
| Average Borrow APR | 8.49% | 7.95% | 8.43% | 8.79% | 9.82% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Polygon.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 4.73M | 2.37% | 3.45M | 8.11% |
| Dec 14, 2025 | 4.43M | 2.67% | 3.44M | 8.61% |
| Dec 13, 2025 | 5.23M | 1.93% | 3.45M | 7.32% |
| Dec 12, 2025 | 4.40M | 2.73% | 3.45M | 8.71% |
| Dec 11, 2025 | 5.07M | 2.04% | 3.44M | 7.54% |
| Dec 10, 2025 | 4.80M | 2.26% | 3.42M | 7.92% |
| Dec 09, 2025 | 5.04M | 2.04% | 3.42M | 7.53% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDCe on Aave V3 Polygon.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 4.56M | 2.82% | 3.66M | 8.86% |
| Nov 01, 2025 | 4.94M | 2.97% | 3.97M | 9.20% |
| Oct 01, 2025 | 5.16M | 2.67% | 4.21M | 8.61% |
| Sep 01, 2025 | 5.61M | 2.75% | 4.32M | 8.73% |
| Aug 01, 2025 | 5.92M | 2.63% | 4.54M | 8.54% |
| Jul 01, 2025 | 5.79M | 2.85% | 5.22M | 8.96% |
| Jun 01, 2025 | 6.79M | 3.15% | 5.15M | 9.58% |
| May 01, 2025 | 7.12M | 2.82% | 5.37M | 8.80% |
| Apr 01, 2025 | 7.74M | 3.15% | 6.22M | 9.44% |
| Mar 01, 2025 | 9.68M | 4.38% | 7.47M | 10.59% |
| Feb 01, 2025 | 9.78M | 6.50% | 8.67M | 14.70% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.39% | 8.15% | 73.35% | |
| $1.00M deposit | 1.63% (-0.76%) | 6.72% (-1.43%) | 60.50% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.39% | 8.15% | 73.35% | |
| $1.00M borrow | 10.72% (+8.33%) | 28.35% (+20.20%) | 94.59% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.39% | 8.15% | 73.35% | |
| $1.00M repayment | 1.21% (-1.18%) | 5.79% (-2.36%) | 52.11% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 2.39% | 8.15% | 73.35% | |
| $1.00M withdrawal | 8.38% (+5.99%) | 22.51% (+14.36%) | 93.13% |