Average WBTC lending rates
Showing the average APRs over historical periods for WBTC on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.03% | 0.02% | 0.02% | 0.01% | 0.01% |
| Average Borrow APR | 0.82% | 0.80% | 0.74% | 0.49% | 0.31% |
Daily snapshots
Showing daily snapshots (midnight UTC) for WBTC on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 916 | 0.03% | 59 | 0.82% |
| Mar 14, 2026 | 913 | 0.03% | 59 | 0.82% |
| Mar 13, 2026 | 915 | 0.03% | 59 | 0.82% |
| Mar 12, 2026 | 914 | 0.03% | 59 | 0.82% |
| Mar 11, 2026 | 918 | 0.03% | 59 | 0.82% |
| Mar 10, 2026 | 918 | 0.02% | 51 | 0.78% |
| Mar 09, 2026 | 918 | 0.02% | 46 | 0.75% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for WBTC on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 940 | 0.02% | 41 | 0.72% |
| Feb 01, 2026 | 983 | 0.01% | 25 | 0.63% |
| Jan 01, 2026 | 1.0K | 0.01% | 25 | 0.63% |
| Dec 01, 2025 | 1.0K | 0.01% | 26 | 0.63% |
| Nov 01, 2025 | 1.1K | 0.00% | 26 | 0.12% |
| Oct 01, 2025 | 1.1K | 0.00% | 28 | 0.12% |
| Sep 01, 2025 | 1.1K | 0.00% | 32 | 0.15% |
| Aug 01, 2025 | 1.1K | 0.00% | 28 | 0.13% |
| Jul 01, 2025 | 1.2K | 0.00% | 31 | 0.13% |
| Jun 01, 2025 | 1.2K | 0.00% | 32 | 0.13% |
| May 01, 2025 | 1.2K | 0.00% | 38 | 0.16% |
| Apr 01, 2025 | 1.3K | 0.00% | 42 | 0.16% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.03% | 0.82% | 6.43% | |
| $5.00M deposit | 0.02% (-0.00%) | 0.80% (-0.02%) | 5.97% | |
| $10.0M deposit | 0.02% (-0.00%) | 0.78% (-0.04%) | 5.58% | |
| $25.0M deposit | 0.02% (-0.01%) | 0.73% (-0.09%) | 4.66% | |
| $50.0M deposit | 0.01% (-0.01%) | 0.68% (-0.14%) | 3.65% |
Showing the immediate impact of borrow events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.03% | 0.82% | 6.43% | |
| $5.00M borrow | 0.08% (+0.06%) | 1.20% (+0.38%) | 14.02% | |
| $10.0M borrow | 0.17% (+0.14%) | 1.58% (+0.76%) | 21.61% | |
| $25.0M borrow | 0.60% (+0.58%) | 2.72% (+1.90%) | 44.39% | |
| $50.0M borrow | 16.43% (+16.40%) | 39.90% (+39.08%) | 82.36% |
Showing the immediate impact of repayment events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.03% | 0.82% | 6.43% | |
| $1.00M repayment | 0.02% (-0.01%) | 0.75% (-0.08%) | 4.91% |
Showing the immediate impact of withdrawal events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.03% | 0.82% | 6.43% | |
| $5.00M withdrawal | 0.03% (+0.00%) | 0.85% (+0.03%) | 6.95% | |
| $10.0M withdrawal | 0.03% (+0.01%) | 0.88% (+0.06%) | 7.58% | |
| $25.0M withdrawal | 0.05% (+0.03%) | 1.02% (+0.20%) | 10.36% | |
| $50.0M withdrawal | 0.24% (+0.22%) | 1.83% (+1.01%) | 26.70% |