Aave
Average WBTC lending rates
Showing the average APRs over historical periods for WBTC on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.01% | 0.01% | 0.01% | 0.01% | 0.02% |
| Average Borrow APR | 0.63% | 0.63% | 0.47% | 0.19% | 0.18% |
Daily snapshots
Showing daily snapshots (midnight UTC) for WBTC on Aave V3 Polygon.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 06, 2025 | 1.0K | 0.01% | 28 | 0.64% |
| Dec 05, 2025 | 1.0K | 0.01% | 27 | 0.63% |
| Dec 04, 2025 | 1.0K | 0.01% | 27 | 0.63% |
| Dec 03, 2025 | 1.0K | 0.01% | 27 | 0.63% |
| Dec 02, 2025 | 1.0K | 0.01% | 27 | 0.63% |
| Dec 01, 2025 | 1.0K | 0.01% | 26 | 0.63% |
| Nov 30, 2025 | 1.0K | 0.01% | 26 | 0.63% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for WBTC on Aave V3 Polygon.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 1.0K | 0.00% | 26 | 0.39% |
| Nov 01, 2025 | 1.1K | 0.00% | 26 | 0.12% |
| Oct 01, 2025 | 1.1K | 0.00% | 28 | 0.14% |
| Sep 01, 2025 | 1.1K | 0.00% | 32 | 0.14% |
| Aug 01, 2025 | 1.1K | 0.00% | 28 | 0.13% |
| Jul 01, 2025 | 1.2K | 0.02% | 31 | 0.13% |
| Jun 01, 2025 | 1.2K | 0.02% | 32 | 0.15% |
| May 01, 2025 | 1.2K | 0.03% | 38 | 0.14% |
| Apr 01, 2025 | 1.3K | 0.03% | 42 | 0.17% |
| Mar 01, 2025 | 1.3K | 0.05% | 42 | 0.18% |
| Feb 01, 2025 | 1.4K | 0.04% | 59 | 0.20% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 80%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 0.01% | 0.64% | 2.75% | |
| $5.00M deposit | 0.01% (-0.00%) | 0.63% (-0.01%) | 2.61% | |
| $10.0M deposit | 0.01% (-0.00%) | 0.62% (-0.01%) | 2.48% | |
| $25.0M deposit | 0.01% (-0.00%) | 0.61% (-0.03%) | 2.16% | |
| $50.0M deposit | 0.01% (-0.00%) | 0.59% (-0.05%) | 1.77% |
Showing the immediate impact of borrow events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 80%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 0.01% | 0.64% | 2.75% | |
| $5.00M borrow | 0.04% (+0.03%) | 0.91% (+0.28%) | 8.28% | |
| $10.0M borrow | 0.08% (+0.07%) | 1.19% (+0.55%) | 13.81% | |
| $25.0M borrow | 0.31% (+0.30%) | 2.02% (+1.38%) | 30.38% | |
| $50.0M borrow | 0.99% (+0.98%) | 3.40% (+2.76%) | 58.02% |
Showing the immediate impact of repayment events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 80%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 0.01% | 0.64% | 2.75% | |
| $1.00M repayment | 0.00% (-0.00%) | 0.58% (-0.06%) | 1.65% |
Showing the immediate impact of withdrawal events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 80%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 0.01% | 0.64% | 2.75% | |
| $5.00M withdrawal | 0.01% (+0.00%) | 0.65% (+0.01%) | 2.91% | |
| $10.0M withdrawal | 0.01% (+0.00%) | 0.65% (+0.02%) | 3.10% | |
| $25.0M withdrawal | 0.01% (+0.00%) | 0.69% (+0.05%) | 3.80% | |
| $50.0M withdrawal | 0.02% (+0.02%) | 0.81% (+0.17%) | 6.15% |