Aave
Average WBTC lending rates
Showing the average APRs over historical periods for WBTC on Aave V3 Polygon.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.01% | 0.01% | 0.01% | 0.00% | 0.01% |
| Average Borrow APR | 0.63% | 0.65% | 0.64% | 0.34% | 0.24% |
Daily snapshots
Showing daily snapshots (midnight UTC) for WBTC on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 995 | 0.01% | 26 | 0.63% |
| Jan 28, 2026 | 995 | 0.01% | 26 | 0.63% |
| Jan 27, 2026 | 995 | 0.01% | 25 | 0.63% |
| Jan 26, 2026 | 995 | 0.01% | 33 | 0.67% |
| Jan 25, 2026 | 996 | 0.01% | 33 | 0.67% |
| Jan 24, 2026 | 996 | 0.01% | 33 | 0.67% |
| Jan 23, 2026 | 996 | 0.01% | 33 | 0.67% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for WBTC on Aave V3 Polygon.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 1.0K | 0.01% | 25 | 0.63% |
| Dec 01, 2025 | 1.0K | 0.00% | 26 | 0.39% |
| Nov 01, 2025 | 1.1K | 0.00% | 26 | 0.12% |
| Oct 01, 2025 | 1.1K | 0.00% | 28 | 0.14% |
| Sep 01, 2025 | 1.1K | 0.00% | 32 | 0.14% |
| Aug 01, 2025 | 1.1K | 0.00% | 28 | 0.13% |
| Jul 01, 2025 | 1.2K | 0.02% | 31 | 0.13% |
| Jun 01, 2025 | 1.2K | 0.02% | 32 | 0.15% |
| May 01, 2025 | 1.2K | 0.03% | 38 | 0.14% |
| Apr 01, 2025 | 1.3K | 0.03% | 42 | 0.17% |
| Mar 01, 2025 | 1.3K | 0.05% | 42 | 0.18% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.67% | 3.49% | |
| $5.00M deposit | 0.01% (-0.00%) | 0.66% (-0.01%) | 3.30% | |
| $10.0M deposit | 0.01% (-0.00%) | 0.66% (-0.02%) | 3.13% | |
| $25.0M deposit | 0.01% (-0.00%) | 0.64% (-0.04%) | 2.71% | |
| $50.0M deposit | 0.01% (-0.00%) | 0.61% (-0.06%) | 2.22% |
Showing the immediate impact of borrow events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.67% | 3.49% | |
| $5.00M borrow | 0.04% (+0.03%) | 0.96% (+0.29%) | 9.19% | |
| $10.0M borrow | 0.09% (+0.08%) | 1.24% (+0.57%) | 14.89% | |
| $25.0M borrow | 0.34% (+0.32%) | 2.10% (+1.43%) | 32.00% | |
| $50.0M borrow | 1.07% (+1.06%) | 3.53% (+2.85%) | 60.52% |
Showing the immediate impact of repayment events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.67% | 3.49% | |
| $1.00M repayment | 0.01% (-0.00%) | 0.62% (-0.06%) | 2.35% |
Showing the immediate impact of withdrawal events for WBTC on Aave V3 Polygon.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.01% | 0.67% | 3.49% | |
| $5.00M withdrawal | 0.01% (+0.00%) | 0.68% (+0.01%) | 3.70% | |
| $10.0M withdrawal | 0.01% (+0.00%) | 0.70% (+0.02%) | 3.94% | |
| $25.0M withdrawal | 0.02% (+0.01%) | 0.74% (+0.07%) | 4.88% | |
| $50.0M withdrawal | 0.04% (+0.03%) | 0.91% (+0.23%) | 8.12% |