Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave Prime Instance.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.78% | 2.60% | 3.12% | 4.33% | 4.57% |
| Average Borrow APR | 3.46% | 4.05% | 4.53% | 5.56% | 6.27% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave Prime Instance.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 15, 2025 | 9.70M | 1.71% | 5.46M | 3.37% |
| Dec 14, 2025 | 9.70M | 1.83% | 5.66M | 3.49% |
| Dec 13, 2025 | 9.70M | 1.83% | 5.66M | 3.49% |
| Dec 12, 2025 | 12.3M | 1.14% | 5.66M | 2.76% |
| Dec 11, 2025 | 7.11M | 3.39% | 5.64M | 4.74% |
| Dec 10, 2025 | 6.98M | 3.54% | 5.66M | 4.85% |
| Dec 09, 2025 | 6.99M | 3.34% | 5.51M | 4.71% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave Prime Instance.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 7.00M | 3.34% | 5.57M | 4.70% |
| Nov 01, 2025 | 11.4M | 4.48% | 8.35M | 5.75% |
| Oct 01, 2025 | 7.28M | 5.40% | 6.50M | 6.50% |
| Sep 01, 2025 | 9.28M | 4.94% | 8.43M | 6.03% |
| Aug 01, 2025 | 8.15M | 4.39% | 7.28M | 5.60% |
| Jul 01, 2025 | 4.79M | 4.30% | 4.04M | 5.49% |
| Jun 01, 2025 | 4.87M | 3.68% | 4.36M | 4.99% |
| May 01, 2025 | 5.27M | 3.00% | 3.46M | 4.68% |
| Apr 01, 2025 | 4.72M | 3.43% | 3.51M | 5.66% |
| Mar 01, 2025 | 4.92M | 5.75% | 3.81M | 8.46% |
| Feb 01, 2025 | 4.31M | 7.46% | 3.31M | 10.64% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.71% | 3.37% | 56.31% | |
| $1.00M deposit | 1.40% (-0.30%) | 3.05% (-0.31%) | 51.05% | |
| $5.00M deposit | 0.74% (-0.96%) | 2.22% (-1.15%) | 37.15% |
Showing the immediate impact of borrow events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.71% | 3.37% | 56.31% | |
| $1.00M borrow | 2.39% (+0.68%) | 3.98% (+0.62%) | 66.63% |
Showing the immediate impact of repayment events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.71% | 3.37% | 56.31% | |
| $1.00M repayment | 1.14% (-0.57%) | 2.75% (-0.62%) | 46.00% | |
| $5.00M repayment | 0.01% (-1.69%) | 0.28% (-3.08%) | 4.75% |
Showing the immediate impact of withdrawal events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.71% | 3.37% | 56.31% | |
| $1.00M withdrawal | 2.12% (+0.41%) | 3.75% (+0.39%) | 62.79% |