Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave Prime Instance.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 3.08% | 3.36% | 3.41% | 4.44% | 4.71% |
| Average Borrow APR | 4.45% | 4.74% | 4.74% | 5.64% | 6.44% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave Prime Instance.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 7.13M | 3.22% | 5.51M | 4.62% |
| Dec 04, 2025 | 7.20M | 3.12% | 5.49M | 4.56% |
| Dec 03, 2025 | 7.21M | 3.27% | 5.62M | 4.66% |
| Dec 02, 2025 | 7.00M | 3.45% | 5.60M | 4.79% |
| Dec 01, 2025 | 7.00M | 3.41% | 5.57M | 4.76% |
| Nov 30, 2025 | 7.00M | 3.42% | 5.58M | 4.76% |
| Nov 29, 2025 | 6.93M | 3.49% | 5.58M | 4.81% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave Prime Instance.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 7.00M | 3.34% | 5.57M | 4.70% |
| Nov 01, 2025 | 11.4M | 4.48% | 8.35M | 5.75% |
| Oct 01, 2025 | 7.28M | 5.40% | 6.50M | 6.50% |
| Sep 01, 2025 | 9.28M | 4.94% | 8.43M | 6.03% |
| Aug 01, 2025 | 8.15M | 4.39% | 7.28M | 5.60% |
| Jul 01, 2025 | 4.79M | 4.30% | 4.04M | 5.49% |
| Jun 01, 2025 | 4.87M | 3.68% | 4.36M | 4.99% |
| May 01, 2025 | 5.27M | 3.00% | 3.46M | 4.68% |
| Apr 01, 2025 | 4.72M | 3.43% | 3.51M | 5.66% |
| Mar 01, 2025 | 4.92M | 5.75% | 3.81M | 8.46% |
| Feb 01, 2025 | 4.31M | 7.46% | 3.31M | 10.64% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.23% | 4.63% | 77.46% | |
| $1.00M deposit | 2.48% (-0.75%) | 4.06% (-0.57%) | 67.91% | |
| $5.00M deposit | 1.11% (-2.12%) | 2.72% (-1.91%) | 45.49% |
Showing the immediate impact of borrow events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.23% | 4.63% | 77.46% | |
| $1.00M borrow | 4.51% (+1.28%) | 5.47% (+0.84%) | 91.52% |
Showing the immediate impact of repayment events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.23% | 4.63% | 77.46% | |
| $1.00M repayment | 2.16% (-1.07%) | 3.79% (-0.84%) | 63.40% | |
| $5.00M repayment | 0.03% (-3.20%) | 0.43% (-4.20%) | 7.16% |
Showing the immediate impact of withdrawal events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 3.23% | 4.63% | 77.46% | |
| $1.00M withdrawal | 4.37% (+1.14%) | 5.39% (+0.76%) | 90.14% |