Aave
Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave Prime Instance.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.67% | 2.12% | 2.20% | 3.66% | 3.80% |
| Average Borrow APR | 4.47% | 3.75% | 3.82% | 5.02% | 5.17% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave Prime Instance.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 05, 2026 | 5.43M | 2.67% | 3.82M | 4.21% |
| Mar 04, 2026 | 5.43M | 2.65% | 3.81M | 4.20% |
| Mar 03, 2026 | 5.43M | 2.00% | 3.31M | 3.64% |
| Mar 02, 2026 | 5.43M | 2.10% | 3.39M | 3.73% |
| Mar 01, 2026 | 5.43M | 2.10% | 3.39M | 3.74% |
| Feb 28, 2026 | 5.43M | 2.09% | 3.39M | 3.73% |
| Feb 27, 2026 | 5.43M | 2.07% | 3.37M | 3.71% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave Prime Instance.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Mar 01, 2026 | 5.43M | 2.27% | 3.39M | 3.86% |
| Feb 01, 2026 | 6.22M | 3.41% | 4.07M | 4.76% |
| Jan 01, 2026 | 6.63M | 3.30% | 4.83M | 4.71% |
| Dec 01, 2025 | 7.00M | 3.34% | 5.57M | 4.70% |
| Nov 01, 2025 | 11.4M | 4.48% | 8.35M | 5.75% |
| Oct 01, 2025 | 7.28M | 5.40% | 6.50M | 6.50% |
| Sep 01, 2025 | 9.28M | 4.94% | 8.43M | 6.03% |
| Aug 01, 2025 | 8.15M | 4.39% | 7.28M | 5.60% |
| Jul 01, 2025 | 4.79M | 4.30% | 4.04M | 5.49% |
| Jun 01, 2025 | 4.87M | 3.68% | 4.36M | 4.99% |
| May 01, 2025 | 5.27M | 3.00% | 3.46M | 4.68% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.89% | 3.54% | 59.19% | |
| $1.00M deposit | 1.38% (-0.51%) | 3.02% (-0.52%) | 50.57% | |
| $5.00M deposit | 0.55% (-1.34%) | 1.91% (-1.63%) | 31.95% |
Showing the immediate impact of borrow events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.89% | 3.54% | 59.19% | |
| $1.00M borrow | 3.13% (+1.24%) | 4.56% (+1.02%) | 76.24% |
Showing the immediate impact of repayment events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.89% | 3.54% | 59.19% | |
| $1.00M repayment | 0.96% (-0.93%) | 2.52% (-1.02%) | 42.14% |
Showing the immediate impact of withdrawal events for USDC on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.89% | 3.54% | 59.19% | |
| $1.00M withdrawal | 2.74% (+0.85%) | 4.27% (+0.73%) | 71.36% |