Average USDS lending rates
Showing the average APRs over historical periods for USDS on Aave V3 Prime (incentives not included).
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.00% | 2.96% | 1.66% | 2.44% | 3.54% |
| Average Borrow APR | 0.00% | 7.32% | 4.08% | 5.09% | 5.50% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDS on Aave V3 Prime.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 14, 2026 | 263.6K | 2.06% | 142.7K | 5.09% |
| Apr 13, 2026 | 263.6K | 2.06% | 142.7K | 5.09% |
| Apr 12, 2026 | 263.5K | 2.06% | 142.7K | 5.09% |
| Apr 11, 2026 | 263.5K | 2.06% | 142.7K | 5.09% |
| Apr 10, 2026 | 263.5K | 2.06% | 142.7K | 5.09% |
| Apr 09, 2026 | 263.5K | 2.06% | 142.6K | 5.09% |
| Apr 08, 2026 | 263.5K | 2.06% | 142.6K | 5.09% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for USDS on Aave V3 Prime.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 01, 2026 | 263.3K | 2.06% | 142.5K | 5.09% |
| Mar 01, 2026 | 262.7K | 2.07% | 142.5K | 5.09% |
| Feb 01, 2026 | 262.1K | 2.06% | 141.9K | 5.09% |
| Jan 01, 2026 | 261.6K | 2.04% | 139.9K | 5.08% |
| Dec 01, 2025 | 261.0K | 2.44% | 139.3K | 5.08% |
| Nov 01, 2025 | 462.3K | 36.45% | 462.6K | 40.50% |
| Oct 01, 2025 | 734.5K | 4.51% | 670.1K | 5.49% |
| Sep 01, 2025 | 4.34M | 4.93% | 4.00M | 5.94% |
| Aug 01, 2025 | 6.00M | 5.68% | 5.54M | 6.83% |
| Jul 01, 2025 | 12.9M | 4.26% | 11.2M | 5.44% |
| Jun 01, 2025 | 47.5M | 4.26% | 41.3M | 5.44% |
| May 01, 2025 | 50.7M | 4.16% | 45.4M | 5.16% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for USDS on Aave V3 Prime.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.07% | 5.09% | 54.15% |
Showing the immediate impact of borrow events for USDS on Aave V3 Prime.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.07% | 5.09% | 54.15% |
Showing the immediate impact of repayment events for USDS on Aave V3 Prime.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.07% | 5.09% | 54.15% |
Showing the immediate impact of withdrawal events for USDS on Aave V3 Prime.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.07% | 5.09% | 54.15% |