Aave
Average USDS lending rates
Showing the average APRs over historical periods for USDS on Aave Prime Instance.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 12.06% | 2.33% | 2.16% | 3.88% | 3.71% |
| Average Borrow APR | 29.96% | 5.79% | 5.37% | 5.86% | 5.61% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDS on Aave Prime Instance.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 262.1K | 2.06% | 141.9K | 5.09% |
| Jan 28, 2026 | 262.0K | 2.05% | 141.0K | 5.08% |
| Jan 27, 2026 | 262.0K | 2.05% | 140.9K | 5.08% |
| Jan 26, 2026 | 262.0K | 2.05% | 140.9K | 5.08% |
| Jan 25, 2026 | 262.0K | 2.05% | 140.9K | 5.08% |
| Jan 24, 2026 | 262.0K | 2.05% | 140.9K | 5.08% |
| Jan 23, 2026 | 262.0K | 2.05% | 140.9K | 5.08% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDS on Aave Prime Instance.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 261.6K | 2.84% | 139.9K | 6.05% |
| Dec 01, 2025 | 261.0K | 2.19% | 139.3K | 3.90% |
| Nov 01, 2025 | 462.3K | 5.21% | 462.6K | 6.62% |
| Oct 01, 2025 | 734.5K | 5.98% | 670.1K | 7.29% |
| Sep 01, 2025 | 4.34M | 4.93% | 4.00M | 5.94% |
| Aug 01, 2025 | 6.00M | 4.73% | 5.54M | 5.86% |
| Jul 01, 2025 | 12.9M | 4.18% | 11.2M | 5.35% |
| Jun 01, 2025 | 47.5M | 3.54% | 41.3M | 5.36% |
| May 01, 2025 | 50.7M | 2.93% | 45.4M | 4.53% |
| Apr 01, 2025 | 150.3M | 2.47% | 66.8M | 4.87% |
| Mar 01, 2025 | 150.6M | 3.73% | 102.9M | 6.84% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDS on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.07% | 5.09% | 54.14% |
Showing the immediate impact of borrow events for USDS on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.07% | 5.09% | 54.14% |
Showing the immediate impact of repayment events for USDS on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.07% | 5.09% | 54.14% |
Showing the immediate impact of withdrawal events for USDS on Aave Prime Instance.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (92%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.07% | 5.09% | 54.14% |