Aave
Average USD₮0 lending rates
Showing the average APRs over historical periods for USD₮0 on Aave V3 Arbitrum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.42% | 2.33% | 2.40% | 3.70% | 3.80% |
| Average Borrow APR | 3.86% | 3.80% | 3.98% | 5.22% | 5.52% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USD₮0 on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 15, 2026 | 95.3M | 2.61% | 68.9M | 4.02% |
| Jan 14, 2026 | 101.7M | 2.35% | 69.7M | 3.81% |
| Jan 13, 2026 | 103.2M | 2.27% | 69.5M | 3.75% |
| Jan 12, 2026 | 102.7M | 2.32% | 69.9M | 3.78% |
| Jan 11, 2026 | 102.4M | 2.31% | 69.6M | 3.78% |
| Jan 10, 2026 | 102.3M | 2.32% | 69.6M | 3.78% |
| Jan 09, 2026 | 104.4M | 2.23% | 69.7M | 3.71% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USD₮0 on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 107.5M | 2.53% | 69.9M | 4.14% |
| Dec 01, 2025 | 102.5M | 2.60% | 70.8M | 4.35% |
| Nov 01, 2025 | 128.1M | 4.15% | 93.8M | 5.72% |
| Oct 01, 2025 | 110.9M | 4.99% | 96.0M | 6.51% |
| Sep 01, 2025 | 104.2M | 4.47% | 89.1M | 5.81% |
| Aug 01, 2025 | 98.1M | 4.07% | 80.0M | 5.32% |
| Jul 01, 2025 | 86.0M | 3.63% | 68.4M | 4.93% |
| Jun 01, 2025 | 80.7M | 3.34% | 65.4M | 4.77% |
| May 01, 2025 | 86.7M | 2.60% | 58.6M | 4.34% |
| Apr 01, 2025 | 96.8M | 3.44% | 65.7M | 5.79% |
| Mar 01, 2025 | 112.9M | 5.33% | 76.5M | 8.21% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.48% | 3.91% | 70.41% | |
| $5.00M deposit | 2.25% (-0.23%) | 3.72% (-0.19%) | 67.03% | |
| $10.0M deposit | 2.04% (-0.43%) | 3.55% (-0.36%) | 63.95% | |
| $25.0M deposit | 1.58% (-0.90%) | 3.12% (-0.79%) | 56.22% | |
| $50.0M deposit | 1.09% (-1.38%) | 2.60% (-1.31%) | 46.79% |
Showing the immediate impact of borrow events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.48% | 3.91% | 70.41% | |
| $1.00M borrow | 2.55% (+0.07%) | 3.97% (+0.06%) | 71.42% | |
| $5.00M borrow | 2.85% (+0.37%) | 4.19% (+0.28%) | 75.46% | |
| $10.0M borrow | 3.24% (+0.76%) | 4.47% (+0.56%) | 80.51% | |
| $25.0M borrow | 9.17% (+6.69%) | 10.65% (+6.74%) | 95.65% |
Showing the immediate impact of repayment events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.48% | 3.91% | 70.41% | |
| $5.00M repayment | 2.14% (-0.34%) | 3.63% (-0.28%) | 65.36% | |
| $10.0M repayment | 1.82% (-0.66%) | 3.35% (-0.56%) | 60.31% | |
| $25.0M repayment | 1.02% (-1.46%) | 2.51% (-1.40%) | 45.17% | |
| $50.0M repayment | 0.20% (-2.28%) | 1.11% (-2.80%) | 19.93% |
Showing the immediate impact of withdrawal events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.48% | 3.91% | 70.41% | |
| $1.00M withdrawal | 2.53% (+0.05%) | 3.95% (+0.04%) | 71.13% | |
| $5.00M withdrawal | 2.75% (+0.27%) | 4.12% (+0.21%) | 74.15% | |
| $10.0M withdrawal | 3.07% (+0.59%) | 4.35% (+0.44%) | 78.32% | |
| $25.0M withdrawal | 7.78% (+5.30%) | 9.18% (+5.27%) | 94.18% |