Average USD₮0 lending rates
Showing the average APRs over historical periods for USD₮0 on Aave V3 Arbitrum (incentives not included).
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.33% | 1.52% | 1.61% | 2.50% | 3.20% |
| Average Borrow APR | 4.22% | 2.85% | 2.93% | 4.04% | 4.68% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USD₮0 on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 02, 2026 | 76.4M | 1.47% | 46.4M | 2.70% |
| Apr 01, 2026 | 77.4M | 1.42% | 46.2M | 2.65% |
| Mar 31, 2026 | 78.2M | 1.38% | 46.0M | 2.61% |
| Mar 30, 2026 | 78.1M | 1.39% | 46.1M | 2.62% |
| Mar 29, 2026 | 78.1M | 1.39% | 46.0M | 2.62% |
| Mar 28, 2026 | 79.0M | 1.33% | 45.6M | 2.57% |
| Mar 27, 2026 | 78.1M | 1.36% | 45.5M | 2.59% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for USD₮0 on Aave V3 Arbitrum.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 01, 2026 | 77.4M | 1.42% | 46.2M | 2.65% |
| Mar 01, 2026 | 82.3M | 1.66% | 47.5M | 3.21% |
| Feb 01, 2026 | 92.8M | 2.47% | 65.2M | 3.90% |
| Jan 01, 2026 | 107.5M | 2.32% | 69.9M | 3.97% |
| Dec 01, 2025 | 102.5M | 2.63% | 70.8M | 4.22% |
| Nov 01, 2025 | 128.1M | 3.22% | 93.8M | 4.88% |
| Oct 01, 2025 | 110.9M | 4.87% | 96.0M | 6.25% |
| Sep 01, 2025 | 104.2M | 4.75% | 89.1M | 6.18% |
| Aug 01, 2025 | 98.1M | 3.66% | 80.0M | 4.99% |
| Jul 01, 2025 | 86.0M | 3.48% | 68.4M | 4.86% |
| Jun 01, 2025 | 80.7M | 3.61% | 65.4M | 4.95% |
| May 01, 2025 | 86.7M | 2.74% | 58.6M | 4.50% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.52% | 2.74% | 61.68% | |
| $5.00M deposit | 1.34% (-0.18%) | 2.57% (-0.17%) | 57.88% | |
| $10.0M deposit | 1.19% (-0.33%) | 2.42% (-0.32%) | 54.52% | |
| $25.0M deposit | 0.86% (-0.66%) | 2.06% (-0.68%) | 46.43% | |
| $50.0M deposit | 0.55% (-0.97%) | 1.65% (-1.09%) | 37.22% |
Showing the immediate impact of borrow events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.52% | 2.74% | 61.68% | |
| $1.00M borrow | 1.59% (+0.07%) | 2.80% (+0.06%) | 63.00% | |
| $5.00M borrow | 1.86% (+0.34%) | 3.03% (+0.29%) | 68.26% | |
| $10.0M borrow | 2.24% (+0.72%) | 3.33% (+0.58%) | 74.83% | |
| $25.0M borrow | 7.27% (+5.75%) | 8.54% (+5.80%) | 94.54% |
Showing the immediate impact of repayment events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.52% | 2.74% | 61.68% | |
| $1.00M repayment | 1.46% (-0.06%) | 2.68% (-0.06%) | 60.37% | |
| $5.00M repayment | 1.21% (-0.31%) | 2.45% (-0.29%) | 55.11% | |
| $10.0M repayment | 0.94% (-0.58%) | 2.16% (-0.58%) | 48.54% | |
| $25.0M repayment | 0.33% (-1.19%) | 1.28% (-1.46%) | 28.82% |
Showing the immediate impact of withdrawal events for USD₮0 on Aave V3 Arbitrum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.52% | 2.74% | 61.68% | |
| $1.00M withdrawal | 1.56% (+0.04%) | 2.78% (+0.04%) | 62.51% | |
| $5.00M withdrawal | 1.74% (+0.22%) | 2.93% (+0.19%) | 66.02% | |
| $10.0M withdrawal | 2.02% (+0.50%) | 3.16% (+0.41%) | 71.02% | |
| $25.0M withdrawal | 4.86% (+3.34%) | 5.87% (+3.13%) | 91.87% |