Aave
Average USDS lending rates
Showing the average APRs over historical periods for USDS on Aave V3 Ethereum.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.29% | 1.28% | 2.02% | 3.30% | 2.96% |
| Average Borrow APR | 5.86% | 5.65% | 5.78% | 5.67% | 6.96% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDS on Aave V3 Ethereum.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 58.0M | 1.26% | 14.2M | 5.70% |
| Dec 04, 2025 | 57.9M | 1.26% | 14.2M | 5.70% |
| Dec 03, 2025 | 59.8M | 1.22% | 14.2M | 5.69% |
| Dec 02, 2025 | 62.0M | 1.17% | 14.2M | 5.69% |
| Dec 01, 2025 | 54.7M | 1.34% | 14.2M | 5.71% |
| Nov 30, 2025 | 54.6M | 1.34% | 14.2M | 5.71% |
| Nov 29, 2025 | 53.1M | 1.38% | 14.2M | 5.72% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDS on Aave V3 Ethereum.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 54.7M | 2.12% | 14.2M | 5.79% |
| Nov 01, 2025 | 59.2M | 2.51% | 24.5M | 5.90% |
| Oct 01, 2025 | 61.1M | 3.94% | 25.0M | 6.09% |
| Sep 01, 2025 | 76.6M | 4.17% | 56.4M | 5.77% |
| Aug 01, 2025 | 83.7M | 3.91% | 77.4M | 5.31% |
| Jul 01, 2025 | 154.4M | 3.38% | 102.4M | 5.11% |
| Jun 01, 2025 | 292.3M | 1.41% | 176.0M | 4.75% |
| May 01, 2025 | 339.6M | 0.05% | 2.05M | 5.20% |
| Apr 01, 2025 | 383.5M | 0.16% | 5.77M | 6.64% |
| Mar 01, 2025 | 402.2M | 0.67% | 36.2M | 9.37% |
| Feb 01, 2025 | 269.4M | 4.16% | 39.5M | 12.05% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDS on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.26% | 5.70% | 24.53% | |
| $5.00M deposit | 1.16% (-0.10%) | 5.68% (-0.02%) | 22.58% | |
| $10.0M deposit | 1.07% (-0.19%) | 5.67% (-0.03%) | 20.92% | |
| $25.0M deposit | 0.87% (-0.39%) | 5.64% (-0.06%) | 17.14% | |
| $50.0M deposit | 0.66% (-0.59%) | 5.61% (-0.09%) | 13.17% |
Showing the immediate impact of borrow events for USDS on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.26% | 5.70% | 24.53% | |
| $1.00M borrow | 1.35% (+0.09%) | 5.71% (+0.01%) | 26.26% | |
| $5.00M borrow | 1.72% (+0.46%) | 5.77% (+0.07%) | 33.16% | |
| $10.0M borrow | 2.20% (+0.94%) | 5.84% (+0.14%) | 41.79% | |
| $25.0M borrow | 3.69% (+2.43%) | 6.05% (+0.35%) | 67.68% |
Showing the immediate impact of repayment events for USDS on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.26% | 5.70% | 24.53% | |
| $1.00M repayment | 1.17% (-0.09%) | 5.69% (-0.01%) | 22.80% | |
| $5.00M repayment | 0.81% (-0.45%) | 5.63% (-0.07%) | 15.90% | |
| $10.0M repayment | 0.36% (-0.89%) | 5.56% (-0.14%) | 7.27% |
Showing the immediate impact of withdrawal events for USDS on Aave V3 Ethereum.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 92%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.26% | 5.70% | 24.53% | |
| $1.00M withdrawal | 1.28% (+0.02%) | 5.70% (+0.00%) | 24.96% | |
| $5.00M withdrawal | 1.38% (+0.12%) | 5.72% (+0.02%) | 26.85% | |
| $10.0M withdrawal | 1.53% (+0.27%) | 5.74% (+0.04%) | 29.65% | |
| $25.0M withdrawal | 2.27% (+1.01%) | 5.85% (+0.15%) | 43.15% |