Average USDC lending rates
Showing the average APRs over historical periods for USDC on Aave V3 Ink (incentives not included).
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.39% | 1.31% | 1.22% | N/A | N/A |
| Average Borrow APR | 2.62% | 2.54% | 2.64% | N/A | N/A |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDC on Aave V3 Ink.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 19, 2026 | 55.5M | 1.44% | 33.3M | 2.67% |
| Mar 18, 2026 | 56.1M | 1.39% | 33.0M | 2.62% |
| Mar 17, 2026 | 57.3M | 1.33% | 33.1M | 2.57% |
| Mar 16, 2026 | 58.3M | 1.31% | 33.3M | 2.54% |
| Mar 15, 2026 | 56.6M | 1.39% | 33.3M | 2.62% |
| Mar 14, 2026 | 56.7M | 1.39% | 33.4M | 2.62% |
| Mar 13, 2026 | 55.2M | 0.95% | 26.9M | 2.17% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for USDC on Aave V3 Ink.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 48.7M | 1.53% | 27.0M | 3.08% |
| Feb 01, 2026 | 50.5M | 1.92% | 31.3M | 3.44% |
| Jan 01, 2026 | 40.0M | 0.71% | 14.4M | 2.20% |
| Dec 01, 2025 | 10.0M | 0.23% | 2.03M | 1.24% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for USDC on Aave V3 Ink.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.81% | 2.99% | 67.18% | |
| $1.00M deposit | 1.73% (-0.07%) | 2.93% (-0.06%) | 65.86% | |
| $5.00M deposit | 1.49% (-0.31%) | 2.71% (-0.27%) | 61.05% | |
| $10.0M deposit | 1.25% (-0.55%) | 2.49% (-0.50%) | 55.94% | |
| $25.0M deposit | 0.80% (-1.01%) | 1.99% (-1.00%) | 44.71% |
Showing the immediate impact of borrow events for USDC on Aave V3 Ink.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.81% | 2.99% | 67.18% | |
| $1.00M borrow | 1.91% (+0.11%) | 3.08% (+0.09%) | 69.19% | |
| $5.00M borrow | 2.39% (+0.58%) | 3.43% (+0.45%) | 77.23% | |
| $10.0M borrow | 3.05% (+1.24%) | 3.88% (+0.89%) | 87.28% |
Showing the immediate impact of repayment events for USDC on Aave V3 Ink.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.81% | 2.99% | 67.18% | |
| $1.00M repayment | 1.70% (-0.11%) | 2.90% (-0.09%) | 65.17% | |
| $5.00M repayment | 1.31% (-0.50%) | 2.54% (-0.45%) | 57.13% | |
| $10.0M repayment | 0.89% (-0.92%) | 2.09% (-0.89%) | 47.08% | |
| $25.0M repayment | 0.11% (-1.69%) | 0.75% (-2.23%) | 16.93% |
Showing the immediate impact of withdrawal events for USDC on Aave V3 Ink.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.81% | 2.99% | 67.18% | |
| $1.00M withdrawal | 1.88% (+0.07%) | 3.05% (+0.06%) | 68.56% | |
| $5.00M withdrawal | 2.23% (+0.43%) | 3.32% (+0.33%) | 74.69% | |
| $10.0M withdrawal | 2.83% (+1.02%) | 3.74% (+0.75%) | 84.08% |