Average LUSD lending rates
Showing the average APRs over historical periods for LUSD on Aave V3 Optimism (incentives not included).
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 2.34% | 1.93% | 1.87% | 2.21% | 2.76% |
| Average Borrow APR | 7.77% | 6.39% | 6.17% | 6.90% | 6.80% |
Daily snapshots
Showing daily snapshots (midnight UTC) for LUSD on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 14, 2026 | 44.0K | 1.85% | 26.5K | 6.15% |
| Apr 13, 2026 | 44.0K | 1.85% | 26.5K | 6.15% |
| Apr 12, 2026 | 44.0K | 1.85% | 26.5K | 6.15% |
| Apr 11, 2026 | 44.0K | 1.85% | 26.5K | 6.14% |
| Apr 10, 2026 | 44.0K | 1.85% | 26.5K | 6.14% |
| Apr 09, 2026 | 44.0K | 1.85% | 26.5K | 6.14% |
| Apr 08, 2026 | 44.0K | 1.85% | 26.5K | 6.14% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for LUSD on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Apr 01, 2026 | 44.0K | 1.88% | 26.8K | 6.18% |
| Mar 01, 2026 | 45.0K | 2.00% | 28.4K | 6.34% |
| Feb 01, 2026 | 44.9K | 4.97% | 36.8K | 12.13% |
| Jan 01, 2026 | 66.3K | 1.64% | 37.2K | 5.86% |
| Dec 01, 2025 | 67.4K | 1.59% | 37.1K | 5.78% |
| Nov 01, 2025 | 74.0K | 1.60% | 40.9K | 5.80% |
| Oct 01, 2025 | 75.0K | 2.65% | 55.8K | 7.12% |
| Sep 01, 2025 | 81.1K | 2.38% | 56.7K | 6.80% |
| Aug 01, 2025 | 83.7K | 2.72% | 63.2K | 7.19% |
| Jul 01, 2025 | 93.1K | 4.17% | 74.9K | 6.49% |
| Jun 01, 2025 | 104.0K | 3.01% | 77.0K | 5.09% |
| May 01, 2025 | 144.6K | 1.84% | 80.0K | 4.15% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for LUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.85% | 6.15% | 60.32% |
Showing the immediate impact of borrow events for LUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.85% | 6.15% | 60.32% |
Showing the immediate impact of repayment events for LUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.85% | 6.15% | 60.32% |
Showing the immediate impact of withdrawal events for LUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.85% | 6.15% | 60.32% |