Aave
Average LUSD lending rates
Showing the average APRs over historical periods for LUSD on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 4.84% | 5.81% | 3.43% | 2.31% | 2.91% |
| Average Borrow APR | 11.79% | 14.03% | 9.40% | 6.91% | 6.64% |
Daily snapshots
Showing daily snapshots (midnight UTC) for LUSD on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 44.9K | 5.24% | 36.9K | 12.78% |
| Jan 28, 2026 | 44.9K | 5.23% | 36.9K | 12.74% |
| Jan 27, 2026 | 44.9K | 5.21% | 36.9K | 12.69% |
| Jan 26, 2026 | 44.9K | 5.19% | 36.8K | 12.66% |
| Jan 25, 2026 | 44.9K | 6.73% | 37.5K | 16.14% |
| Jan 24, 2026 | 44.9K | 6.71% | 37.4K | 16.09% |
| Jan 23, 2026 | 45.0K | 6.41% | 37.4K | 15.41% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for LUSD on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 66.3K | 1.61% | 37.2K | 5.84% |
| Dec 01, 2025 | 67.4K | 1.62% | 37.1K | 5.83% |
| Nov 01, 2025 | 74.0K | 2.06% | 40.9K | 6.38% |
| Oct 01, 2025 | 75.0K | 2.49% | 55.8K | 6.93% |
| Sep 01, 2025 | 81.1K | 2.60% | 56.7K | 7.07% |
| Aug 01, 2025 | 83.7K | 4.42% | 63.2K | 7.71% |
| Jul 01, 2025 | 93.1K | 3.92% | 74.9K | 6.25% |
| Jun 01, 2025 | 104.0K | 3.43% | 77.0K | 5.61% |
| May 01, 2025 | 144.6K | 1.59% | 80.0K | 3.83% |
| Apr 01, 2025 | 180.3K | 2.77% | 87.3K | 5.81% |
| Mar 01, 2025 | 196.5K | 4.57% | 125.1K | 8.65% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for LUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 5.25% | 12.80% | 82.12% |
Showing the immediate impact of borrow events for LUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 5.25% | 12.80% | 82.12% |
Showing the immediate impact of repayment events for LUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 5.25% | 12.80% | 82.12% |
Showing the immediate impact of withdrawal events for LUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 5.25% | 12.80% | 82.12% |