Aave
Average OP lending rates
Showing the average APRs over historical periods for OP on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.02% | 0.02% | 0.02% | 0.04% | 0.06% |
| Average Borrow APR | 0.68% | 0.67% | 0.68% | 0.84% | 0.90% |
Daily snapshots
Showing daily snapshots (midnight UTC) for OP on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 11.0M | 0.02% | 471.5K | 0.67% |
| Jan 28, 2026 | 11.0M | 0.02% | 471.5K | 0.67% |
| Jan 27, 2026 | 10.9M | 0.02% | 473.3K | 0.67% |
| Jan 26, 2026 | 10.9M | 0.02% | 473.3K | 0.67% |
| Jan 25, 2026 | 10.9M | 0.02% | 473.3K | 0.67% |
| Jan 24, 2026 | 10.9M | 0.02% | 478.7K | 0.68% |
| Jan 23, 2026 | 10.9M | 0.02% | 478.7K | 0.68% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for OP on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 11.0M | 0.03% | 487.6K | 0.77% |
| Dec 01, 2025 | 11.1M | 0.05% | 589.5K | 0.94% |
| Nov 01, 2025 | 10.6M | 0.07% | 758.0K | 1.13% |
| Oct 01, 2025 | 12.8M | 0.04% | 898.0K | 0.81% |
| Sep 01, 2025 | 15.2M | 0.02% | 643.9K | 0.69% |
| Aug 01, 2025 | 14.6M | 0.04% | 733.9K | 0.83% |
| Jul 01, 2025 | 14.4M | 0.08% | 817.5K | 0.71% |
| Jun 01, 2025 | 14.3M | 0.06% | 507.8K | 0.72% |
| May 01, 2025 | 13.2M | 0.11% | 802.5K | 1.40% |
| Apr 01, 2025 | 12.8M | 0.08% | 1.07M | 1.20% |
| Mar 01, 2025 | 9.68M | 0.06% | 620.2K | 0.89% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for OP on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (45%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.02% | 0.67% | 4.29% | |
| $1.00M deposit | 0.01% (-0.01%) | 0.51% (-0.16%) | 3.26% |
Showing the immediate impact of borrow events for OP on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (45%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.02% | 0.67% | 4.29% | |
| $1.00M borrow | 1.61% (+1.59%) | 5.60% (+4.93%) | 36.00% |
Showing the immediate impact of repayment events for OP on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (45%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.02% | 0.67% | 4.29% |
Showing the immediate impact of withdrawal events for OP on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (45%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.02% | 0.67% | 4.29% | |
| $1.00M withdrawal | 0.05% (+0.03%) | 0.98% (+0.31%) | 6.28% |