Average OP lending rates
Showing the average APRs over historical periods for OP on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.07% | 0.06% | 0.05% | 0.04% | 0.05% |
| Average Borrow APR | 1.28% | 1.08% | 0.96% | 0.89% | 0.88% |
Daily snapshots
Showing daily snapshots (midnight UTC) for OP on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 6.00M | 0.06% | 410.3K | 1.06% |
| Mar 14, 2026 | 6.00M | 0.06% | 410.3K | 1.06% |
| Mar 13, 2026 | 5.99M | 0.06% | 410.3K | 1.07% |
| Mar 12, 2026 | 5.98M | 0.06% | 410.3K | 1.07% |
| Mar 11, 2026 | 5.97M | 0.06% | 430.4K | 1.12% |
| Mar 10, 2026 | 5.98M | 0.06% | 430.4K | 1.12% |
| Mar 09, 2026 | 5.99M | 0.06% | 430.4K | 1.12% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for OP on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 6.11M | 0.06% | 431.7K | 1.10% |
| Feb 01, 2026 | 10.9M | 0.02% | 471.1K | 0.67% |
| Jan 01, 2026 | 11.0M | 0.02% | 487.6K | 0.69% |
| Dec 01, 2025 | 11.1M | 0.03% | 589.5K | 0.82% |
| Nov 01, 2025 | 10.6M | 0.06% | 758.0K | 1.11% |
| Oct 01, 2025 | 12.8M | 0.06% | 898.0K | 1.09% |
| Sep 01, 2025 | 15.2M | 0.02% | 643.9K | 0.66% |
| Aug 01, 2025 | 14.6M | 0.03% | 733.9K | 0.78% |
| Jul 01, 2025 | 14.4M | 0.04% | 817.5K | 0.88% |
| Jun 01, 2025 | 14.3M | 0.02% | 507.8K | 0.55% |
| May 01, 2025 | 13.2M | 0.05% | 802.5K | 0.94% |
| Apr 01, 2025 | 12.8M | 0.09% | 1.07M | 1.30% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for OP on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (45%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 0.06% | 1.06% | 6.84% |
Showing the immediate impact of borrow events for OP on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (45%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 0.06% | 1.06% | 6.84% |
Showing the immediate impact of repayment events for OP on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (45%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 0.06% | 1.06% | 6.84% |
Showing the immediate impact of withdrawal events for OP on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (45%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 0.06% | 1.06% | 6.84% |