Aave
Average sUSD lending rates
Showing the average APRs over historical periods for sUSD on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.75% | 3.49% | 3.47% | 7.40% | 4.90% |
| Average Borrow APR | 3.02% | 5.82% | 5.51% | 10.91% | 7.93% |
Daily snapshots
Showing daily snapshots (midnight UTC) for sUSD on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 112.8K | 2.91% | 82.0K | 5.00% |
| Jan 28, 2026 | 112.9K | 2.90% | 82.0K | 4.99% |
| Jan 27, 2026 | 112.9K | 2.90% | 82.0K | 4.99% |
| Jan 26, 2026 | 114.0K | 2.84% | 81.9K | 4.94% |
| Jan 25, 2026 | 114.0K | 2.84% | 81.9K | 4.94% |
| Jan 24, 2026 | 114.0K | 2.84% | 81.9K | 4.94% |
| Jan 23, 2026 | 114.0K | 3.61% | 91.2K | 5.64% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for sUSD on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 115.3K | 5.58% | 92.2K | 8.59% |
| Dec 01, 2025 | 115.3K | 5.31% | 93.9K | 8.30% |
| Nov 01, 2025 | 170.6K | 4.83% | 129.7K | 7.42% |
| Oct 01, 2025 | 191.3K | 13.09% | 152.0K | 18.48% |
| Sep 01, 2025 | 224.9K | 12.19% | 189.4K | 17.31% |
| Aug 01, 2025 | 461.6K | 2.47% | 309.3K | 4.62% |
| Jul 01, 2025 | 495.5K | 2.30% | 329.8K | 4.43% |
| Jun 01, 2025 | 532.4K | 2.48% | 339.1K | 4.75% |
| May 01, 2025 | 768.4K | 3.97% | 624.4K | 6.73% |
| Apr 01, 2025 | 3.75M | 1.63% | 2.36M | 4.45% |
| Mar 01, 2025 | 7.42M | 1.54% | 2.88M | 4.90% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for sUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 2.91% | 5.00% | 72.68% |
Showing the immediate impact of borrow events for sUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 2.91% | 5.00% | 72.68% |
Showing the immediate impact of repayment events for sUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 2.91% | 5.00% | 72.68% |
Showing the immediate impact of withdrawal events for sUSD on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (80%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 2.91% | 5.00% | 72.68% |