Aave
Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.61% | 1.61% | 1.69% | 2.03% | 2.07% |
| Average Borrow APR | 5.98% | 5.98% | 6.13% | 6.67% | 6.73% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Jan 29, 2026 | 2.04M | 1.61% | 1.10M | 5.97% |
| Jan 28, 2026 | 2.04M | 1.61% | 1.10M | 5.97% |
| Jan 27, 2026 | 2.04M | 1.61% | 1.10M | 5.98% |
| Jan 26, 2026 | 2.04M | 1.60% | 1.10M | 5.97% |
| Jan 25, 2026 | 2.04M | 1.60% | 1.10M | 5.96% |
| Jan 24, 2026 | 2.04M | 1.60% | 1.10M | 5.96% |
| Jan 23, 2026 | 2.05M | 1.59% | 1.10M | 5.95% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDCe on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR 30d
|
Borrowed
|
Borrow APR 30d
|
|---|---|---|---|---|
| Jan 01, 2026 | 2.05M | 1.66% | 1.16M | 6.05% |
| Dec 01, 2025 | 2.26M | 1.69% | 1.20M | 6.10% |
| Nov 01, 2025 | 2.54M | 2.71% | 1.60M | 7.75% |
| Oct 01, 2025 | 2.70M | 2.58% | 1.85M | 7.58% |
| Sep 01, 2025 | 2.83M | 1.83% | 1.96M | 6.36% |
| Aug 01, 2025 | 3.75M | 1.41% | 1.89M | 5.60% |
| Jul 01, 2025 | 3.51M | 1.75% | 1.90M | 6.23% |
| Jun 01, 2025 | 3.53M | 1.49% | 2.03M | 5.75% |
| May 01, 2025 | 3.76M | 1.52% | 1.87M | 5.79% |
| Apr 01, 2025 | 3.77M | 2.41% | 2.30M | 7.33% |
| Mar 01, 2025 | 4.51M | 4.66% | 3.36M | 10.96% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.60% | 5.97% | 53.75% | |
| $1.00M deposit | 0.72% (-0.88%) | 4.01% (-1.96%) | 36.08% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.60% | 5.97% | 53.75% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.60% | 5.97% | 53.75% | |
| $1.00M repayment | 0.01% (-1.59%) | 0.53% (-5.44%) | 4.76% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.60% | 5.97% | 53.75% |