Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 0.95% | 1.15% | 1.31% | 1.84% | 1.79% |
| Average Borrow APR | 4.23% | 4.96% | 5.38% | 6.34% | 6.25% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 15, 2026 | 1.92M | 1.12% | 860.3K | 4.99% |
| Mar 14, 2026 | 1.92M | 1.14% | 868.2K | 5.04% |
| Mar 13, 2026 | 1.92M | 1.16% | 875.1K | 5.08% |
| Mar 12, 2026 | 1.92M | 1.18% | 881.0K | 5.11% |
| Mar 11, 2026 | 1.92M | 1.19% | 887.6K | 5.15% |
| Mar 10, 2026 | 1.92M | 1.21% | 892.5K | 5.18% |
| Mar 09, 2026 | 1.92M | 1.26% | 911.4K | 5.29% |
Monthly snapshots
Showing monthly snapshots (first day of month, midnight UTC) for USDCe on Aave V3 Optimism.
|
Date
|
Supplied
|
Supply APR
|
Borrowed
|
Borrow APR
|
|---|---|---|---|---|
| Mar 01, 2026 | 1.91M | 1.36% | 948.8K | 5.51% |
| Feb 01, 2026 | 2.04M | 1.48% | 1.05M | 5.74% |
| Jan 01, 2026 | 2.05M | 1.78% | 1.16M | 6.28% |
| Dec 01, 2025 | 2.26M | 1.58% | 1.20M | 5.93% |
| Nov 01, 2025 | 2.54M | 2.21% | 1.60M | 7.00% |
| Oct 01, 2025 | 2.70M | 2.63% | 1.85M | 7.64% |
| Sep 01, 2025 | 2.83M | 2.65% | 1.96M | 7.67% |
| Aug 01, 2025 | 3.75M | 1.41% | 1.89M | 5.59% |
| Jul 01, 2025 | 3.51M | 1.63% | 1.90M | 6.01% |
| Jun 01, 2025 | 3.53M | 1.84% | 2.03M | 6.39% |
| May 01, 2025 | 3.76M | 1.38% | 1.87M | 5.53% |
| Apr 01, 2025 | 3.77M | 2.06% | 2.30M | 6.76% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal (incentives not included).
Showing the immediate impact of deposit events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
Utilization
Utilization after the deposit
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after deposit (circle)
|
|---|---|---|---|---|
| current | 1.10% | 4.95% | 44.59% | |
| $1.00M deposit | 0.48% (-0.63%) | 3.25% (-1.70%) | 29.29% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
Utilization
Utilization after the borrow
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after borrow (circle)
|
|---|---|---|---|---|
| current | 1.10% | 4.95% | 44.59% | |
| $1.00M borrow | 17.99% (+16.88%) | 37.17% (+32.22%) | 96.79% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
Utilization
Utilization after the repayment
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after repayment (circle)
|
|---|---|---|---|---|
| current | 1.10% | 4.95% | 44.59% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
Utilization
Utilization after the withdrawal
|
Model
Interest rate curve showing the optimal utilization kink (90%) and the utilization after withdrawal (circle)
|
|---|---|---|---|---|
| current | 1.10% | 4.95% | 44.59% | |
| $1.00M withdrawal | 10.80% (+9.70%) | 23.16% (+18.20%) | 93.29% |