Aave
Average USDCe lending rates
Showing the average APRs over historical periods for USDCe on Aave V3 Optimism.
| Rate | 1d | 7d | 30d | 6m | 1y |
|---|---|---|---|---|---|
| Average Supply APR | 1.53% | 1.59% | 1.60% | 1.99% | 2.83% |
| Average Borrow APR | 5.78% | 5.94% | 5.96% | 6.59% | 8.07% |
Daily snapshots
Showing daily snapshots (midnight UTC) for USDCe on Aave V3 Optimism.
|
date
|
supplied
|
supply APR
|
borrowed
|
borrow APR
|
|---|---|---|---|---|
| Dec 05, 2025 | 2.25M | 1.57% | 1.20M | 5.91% |
| Dec 04, 2025 | 2.25M | 1.56% | 1.19M | 5.89% |
| Dec 03, 2025 | 2.26M | 1.58% | 1.20M | 5.93% |
| Dec 02, 2025 | 2.26M | 1.59% | 1.21M | 5.94% |
| Dec 01, 2025 | 2.26M | 1.58% | 1.20M | 5.93% |
| Nov 30, 2025 | 2.26M | 1.60% | 1.21M | 5.96% |
| Nov 29, 2025 | 2.25M | 1.60% | 1.21M | 5.96% |
Monthly snapshots
Showing monthly snapshots with average APRs over the preceding 30 days for USDCe on Aave V3 Optimism.
|
date
|
supplied
|
supply APR 30d
|
borrowed
|
borrow APR 30d
|
|---|---|---|---|---|
| Dec 01, 2025 | 2.26M | 1.69% | 1.20M | 6.10% |
| Nov 01, 2025 | 2.54M | 2.71% | 1.60M | 7.75% |
| Oct 01, 2025 | 2.70M | 2.58% | 1.85M | 7.58% |
| Sep 01, 2025 | 2.83M | 1.83% | 1.96M | 6.36% |
| Aug 01, 2025 | 3.75M | 1.41% | 1.89M | 5.60% |
| Jul 01, 2025 | 3.51M | 1.75% | 1.90M | 6.23% |
| Jun 01, 2025 | 3.53M | 1.49% | 2.03M | 5.75% |
| May 01, 2025 | 3.76M | 1.52% | 1.87M | 5.79% |
| Apr 01, 2025 | 3.77M | 2.41% | 2.30M | 7.33% |
| Mar 01, 2025 | 4.51M | 4.66% | 3.36M | 10.96% |
| Feb 01, 2025 | 4.65M | 7.36% | 4.15M | 16.33% |
Liquidity impact
Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.
Showing the immediate impact of deposit events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the deposit (change from current)
|
Borrow APR
Borrow APR after the deposit (change from current)
|
utilization
Utilization after the deposit
|
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.57% | 5.91% | 53.23% | |
| $1.00M deposit | 0.75% (-0.82%) | 4.09% (-1.82%) | 36.83% |
Showing the immediate impact of borrow events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the borrow (change from current)
|
Borrow APR
Borrow APR after the borrow (change from current)
|
utilization
Utilization after the borrow
|
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.57% | 5.91% | 53.23% | |
| $1.00M borrow | 20.03% (+18.45%) | 40.98% (+35.06%) | 97.74% |
Showing the immediate impact of repayment events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the repayment (change from current)
|
Borrow APR
Borrow APR after the repayment (change from current)
|
utilization
Utilization after the repayment
|
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.57% | 5.91% | 53.23% | |
| $1.00M repayment | 0.04% (-1.53%) | 0.97% (-4.95%) | 8.72% |
Showing the immediate impact of withdrawal events for USDCe on Aave V3 Optimism.
| Action |
Supply APR
Supply APR after the withdrawal (change from current)
|
Borrow APR
Borrow APR after the withdrawal (change from current)
|
utilization
Utilization after the withdrawal
|
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
|
|---|---|---|---|---|
| current | 1.57% | 5.91% | 53.23% | |
| $1.00M withdrawal | 16.18% (+14.61%) | 33.74% (+27.82%) | 95.93% |