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Live and historical Aave rates
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USDC
USDC token icon USDC
USD Coin
Market
Protocol
aave icon Aave
Supply APR
Current interest rate being earned by depositors
2.98%
Borrow APR
Current interest rate being paid by borrowers
6.10%
Supplied ($)
Total value currently deposited in USD terms
$45.0M
Borrowed ($)
Total value currently borrowed in USD terms
$27.5M
Oracle price
Asset price from market oracle
$1
Supplied
45.0M USDC
Borrowed
27.5M USDC
Get 4+ years of historical data on Aavescan Pro
Line chart showing historical data for USDC on Polygon V3 Line chart showing historical data for USDC on Polygon V3
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Borrow APR chevron down
Line chart showing Borrow APR for USDC on Polygon V3 Line chart showing Borrow APR for USDC on Polygon V3
Supply APR chevron down
Line chart showing Supply APR for USDC on Polygon V3 Line chart showing Supply APR for USDC on Polygon V3
Supplied ($) chevron down
Line chart showing Supplied ($) for USDC on Polygon V3 Line chart showing Supplied ($) for USDC on Polygon V3
Borrowed ($) chevron down
Line chart showing Borrowed ($) for USDC on Polygon V3 Line chart showing Borrowed ($) for USDC on Polygon V3
Util chevron down
Line chart showing Util for USDC on Polygon V3 Line chart showing Util for USDC on Polygon V3
Supplied chevron down
Line chart showing Supplied for USDC on Polygon V3 Line chart showing Supplied for USDC on Polygon V3
Borrowed chevron down
Line chart showing Borrowed for USDC on Polygon V3 Line chart showing Borrowed for USDC on Polygon V3
Price ($) chevron down
Line chart showing Price ($) for USDC on Polygon V3 Line chart showing Price ($) for USDC on Polygon V3

Average USDC lending rates

Showing the average APRs over historical periods for USDC on Aave V3 Polygon.

Rate1d7d30d6m1y
Average Supply APR 3.00%3.02%3.33%4.07%4.68%
Average Borrow APR 6.12%6.14%6.44%7.12%7.67%

Daily snapshots

Showing daily snapshots (midnight UTC) for USDC on Aave V3 Polygon.

date
supplied
supply APR
borrowed
borrow APR
Dec 05, 2025 44.8M 3.01% 27.5M 6.13%
Dec 04, 2025 45.0M 2.98% 27.5M 6.10%
Dec 03, 2025 45.3M 2.94% 27.4M 6.06%
Dec 02, 2025 45.0M 2.98% 27.4M 6.10%
Dec 01, 2025 44.8M 3.07% 27.7M 6.20%
Nov 30, 2025 44.5M 3.08% 27.6M 6.20%
Nov 29, 2025 44.7M 3.04% 27.6M 6.17%
Download 90 days CSV PRO Download Entire History CSV Get 4+ years historical data on Aavescan Pro

Monthly snapshots

Showing monthly snapshots with average APRs over the preceding 30 days for USDC on Aave V3 Polygon.

date
supplied
supply APR 30d
borrowed
borrow APR 30d
Dec 01, 2025 44.8M 3.47% 27.7M 6.58%
Nov 01, 2025 43.5M 4.17% 31.0M 7.21%
Oct 01, 2025 43.1M 4.63% 31.6M 7.61%
Sep 01, 2025 42.0M 4.45% 31.5M 7.45%
Aug 01, 2025 43.8M 4.01% 32.1M 7.08%
Jul 01, 2025 44.1M 3.76% 30.2M 6.82%
Jun 01, 2025 43.4M 3.37% 29.6M 6.46%
May 01, 2025 42.8M 3.10% 26.8M 6.19%
Apr 01, 2025 46.5M 3.64% 28.9M 6.75%
Mar 01, 2025 45.1M 5.23% 32.1M 8.14%
Feb 01, 2025 54.8M 8.16% 41.8M 11.01%
Get 4+ years historical data on Aavescan Pro

Liquidity impact

Using the interest rate model to simulate the market rates in the event of a deposit, borrow, repayment or withdrawal.

Showing the immediate impact of deposit events for USDC on Aave V3 Polygon.

Action Supply APR
Supply APR after the deposit (change from current)
Borrow APR
Borrow APR after the deposit (change from current)
utilization
Utilization after the deposit
model
Utilization after deposit (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
current 2.98% 6.10% 61.02%
$1.00M deposit 2.85% (-0.13%) 5.97% (-0.13%) 59.70%
$5.00M deposit 2.41% (-0.57%) 5.49% (-0.61%) 54.92%
$10.0M deposit 1.99% (-0.98%) 4.99% (-1.11%) 49.93%
$25.0M deposit 1.23% (-1.75%) 3.92% (-2.18%) 39.23%

Showing the immediate impact of borrow events for USDC on Aave V3 Polygon.

Action Supply APR
Supply APR after the borrow (change from current)
Borrow APR
Borrow APR after the borrow (change from current)
utilization
Utilization after the borrow
model
Utilization after borrow (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
current 2.98% 6.10% 61.02%
$1.00M borrow 3.20% (+0.22%) 6.32% (+0.22%) 63.25%
$5.00M borrow 4.16% (+1.18%) 7.21% (+1.11%) 72.13%
$10.0M borrow 5.54% (+2.56%) 8.32% (+2.22%) 83.24%

Showing the immediate impact of repayment events for USDC on Aave V3 Polygon.

Action Supply APR
Supply APR after the repayment (change from current)
Borrow APR
Borrow APR after the repayment (change from current)
utilization
Utilization after the repayment
model
Utilization after repayment (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
current 2.98% 6.10% 61.02%
$1.00M repayment 2.77% (-0.21%) 5.88% (-0.22%) 58.80%
$5.00M repayment 1.99% (-0.99%) 4.99% (-1.11%) 49.92%
$10.0M repayment 1.20% (-1.77%) 3.88% (-2.22%) 38.81%
$25.0M repayment 0.02% (-2.96%) 0.55% (-5.55%) 5.49%

Showing the immediate impact of withdrawal events for USDC on Aave V3 Polygon.

Action Supply APR
Supply APR after the withdrawal (change from current)
Borrow APR
Borrow APR after the withdrawal (change from current)
utilization
Utilization after the withdrawal
model
Utilization after withdrawal (circle) and optimal utilization (solid line, 90%), above which rates rise sharply
current 2.98% 6.10% 61.02%
$1.00M withdrawal 3.12% (+0.14%) 6.24% (+0.14%) 62.41%
$5.00M withdrawal 3.77% (+0.79%) 6.86% (+0.76%) 68.65%
$10.0M withdrawal 4.92% (+1.94%) 7.85% (+1.74%) 78.45%